We are thrilled to invite you to our online monthly meeting featuring special guest speakers Chris Goff and Bo Manry, founders of REIPro. Both are renowned real estate experts with a wealth of knowledge and experience in lease options.

The "Mastering Lease Options" webinar is scheduled for August 3rd at 7 pm. This is a golden opportunity to learn from the best in the industry as they take you through a comprehensive 10-step roadmap to successfully navigate lease options.

In this session, Chris and Bo will cover a range of topics, including:

- Understanding the basics of lease options.

- Identifying ideal properties for lease options.

- Mastering negotiation techniques.

- Structuring lease option offers.

- Managing the lease option throughout its term.

- Successfully exiting the deal.

Additionally, they will address common challenges that arise during lease option deals and provide tried-and-tested solutions to effectively overcome these issues.

This is a must-attend event for anyone looking to expand their real estate investment portfolio or break into the realm of lease options. Don't miss out on this chance to gain invaluable insights from two of the industry's leading experts.

To secure your spot, click on the link below to register: Register Here

We look forward to seeing you there!

Best Regards,

Boston Real Estate Investors Association

www.Boston-REIA.com
https://bostonrealestateinvestorsassociation.com/2023/07/30/boston-reia-august-monthly-meeting-mastering-lease-options/

Europe is a popular travel destination because of its fascinating history, numerous different cultures, and breathtaking scenery. But for some people, the expense of living is a barrier. Do not worry; we have put together a list of the best affordable locations in Europe where you can live the European way of life without breaking the bank.

- Bulgaria: Bulgaria has a low cost of living and is well-known for its picturesque Black Sea coastline and quaint mountain towns. A budget of about $600 per month should be adequate for a decent living.

- Romania: Another cost-effective choice is Romania, home to the famed Transylvania area and pulsating Bucharest. You can comfortably live on a monthly budget of about $700.

- Poland: Poland is surprisingly inexpensive considering its colorful cities like Warsaw and Krakow and its rich historical past. It takes only $800 a month to live comfortably.

- Hungary: Hungary has a low cost of living and is well-known for its hot baths and the lovely city of Budapest. A monthly spending limit of $800–$900 should be adequate.

- Czech Republic: A further inexpensive choice is the country, renowned for its beautiful architecture and delectable beer. Around $900 per month should be sufficient for a comfortable lifestyle.

- Slovakia: Slovakia is a hidden gem with its beautiful scenery and old-world villages. For a respectable lifestyle, a monthly budget of about $1,000 is sufficient.

- Portugal: Portugal is surprisingly inexpensive considering its stunning beaches and delectable cuisine. For a pleasant living, a monthly budget of about $1200 should be sufficient.

The actual cost of living can change based on your lifestyle and the city you choose to reside in, so keep in mind that these are only estimates. These nations, however, strike an excellent balance between the cost of living and quality of life, making them perfect for travelers on a tight budget who want to explore Europe.
https://investingtravels.com/western-europe/the-most-affordable-places-to-live-in-europe/

A Guide to Phone and Internet Usage

In today's digital age, staying connected is essential, even while on a cruise ship. However, navigating the world of phone and internet usage at sea can be challenging. In this comprehensive guide, we will explore everything you need to know about staying connected on a cruise ship, including setting up Wi-Fi hotspots, accessing the internet, and managing phone usage. Let's embark on this journey together!

Understanding Connection Types

When it comes to staying connected on a cruise ship, it's crucial to understand the different connection types available. Smartphones typically offer two main options: cellular and Wi-Fi connections. Cellular connections utilize your mobile service provider's network, allowing you to make calls and access the internet. Wi-Fi connections, on the other hand, are localized wireless networks available on the ship for internet access. Most people rely on cellular connections for calls and their home Wi-Fi networks for internet access.

Satellite Connection at Sea

Once the cruise ship sets sail, your regular mobile network provider's coverage will no longer be available. However, cruise ships are equipped with satellite connections that provide cellular or mobile network services onboard. You may notice a network name like "Cellular at Sea" on ships with this technology. By enabling roaming on your phone and connecting to this network, you can make calls and access the internet as if you were on land. However, it's important to be aware of potential high roaming charges. To avoid surprises, ensure you have the appropriate settings in place or consider using alternative methods for connectivity.

Mobile Phone Roaming

While mobile phone roaming can be a convenient way to stay connected while traveling, it can lead to high charges on a cruise ship. Enabling roaming on a cruise ship might result in unexpected expenses. It's crucial to understand your phone's network settings and configuration to avoid these charges. One effective way to manage costs is to activate airplane mode, disabling cellular network access, and preventing any potential roaming charges. Instead, rely on the ship's Wi-Fi network for internet access.

Wi-Fi Access

Cruise ships offer Wi-Fi connections that allow passengers to access various ship-related services through companion apps. These services are usually provided at no additional cost while connected to the ship's Wi-Fi network. However, to access external apps and websites, you will need to purchase internet access. Some cruise lines may include internet packages in certain fares or offer them for free to loyalty program members or suite guests. Make sure to check the available options and choose the most suitable plan for your needs.

HOT TIP - Setting Up a Mobile Router for Onboard Connectivity

Accessing the internet on board can be quite expensive, with prices ranging from $13 to $30 per device per day. Thankfully, there are ways to navigate this challenge and share internet access among multiple devices. In this comprehensive guide, we will explore setting up Wi-Fi hotspots using a mobile router or a Windows PC. Let's dive in!

Another option for staying connected on a cruise ship is to set up a mobile router. This device allows you to create your own personal Wi-Fi network within your cabin, sharing a single internet connection among multiple devices. Setting up a mobile router is relatively simple: plug it into a mains outlet, connect to its Wi-Fi network, access the router's admin login page, and follow the instructions for configuration. Once configured, you can connect your devices to the router's Wi-Fi network and access the cruise ship's guest network as you would with a single device.

Setting Up a Mobile Router for Onboard Connectivity

A mobile router is a convenient solution for creating a personal Wi-Fi network on a cruise ship. Here's how to set it up:

- Connect the mobile router to a mains outlet and wait for the LED lights to turn green, indicating readiness.

- In your device's Wi-Fi settings, connect to the router's Wi-Fi network (look for the tp-link network). If prompted for a password, refer to the Wi-Fi info card provided with the device.

- Launch a web browser and enter "tplinkwifi.net" or "192.168.0.1" to access the router's admin login page.

- Log in using the default credentials (usually "admin"), and consider changing the password for security purposes.

- Opt for the quick setup option, which guides you through the process efficiently.

- Select "Dynamic IP" and choose the cruise ship's guest network from the available options. If required, enter the network's password.

- Optionally, personalize the network name and password for your router's Wi-Fi network.

- Save the settings by clicking "Finish."

- Congratulations! You've successfully configured a Wi-Fi network that enables multiple devices to connect to the cruise ship's network. Simply connect your devices to the cruise line's Wi-Fi network as usual.

Setting Up a Windows PC as a Wi-Fi Hotspot

If you have a Windows PC, you can turn it into a Wi-Fi hotspot to share internet access with other devices. Here's how:

- Press the Windows key on your keyboard to open the search window.

- Type "mobile hotspot" in the search field and select "Mobile Hotspot" from the search results.

- The Mobile Hotspot settings page will open.

- Click the "Edit" button to set a network name and password for your hotspot. Choose something memorable, like "Cruisers with Friends Hotspot."

- To activate the hotspot, toggle the switch from "Off" to "On."

- Your Windows PC will now serve as a Wi-Fi hotspot until you turn off the hotspot or shut down your computer.

Tips for Staying Connected

To make the most of your connectivity on a cruise ship, here are some useful tips:

- Familiarize yourself with your phone's network settings and configure them appropriately, especially for roaming and airplane mode.

- Inform others of alternative ways to contact you while traveling, such as through messaging apps or email.

- Utilize the ship's Wi-Fi network for internet access and consider purchasing an internet package if necessary.

- Monitor your usage to avoid excessive data consumption or unexpected charges.

- Stay updated on any available promotions, loyalty program benefits, or discounted internet packages offered by the cruise line.

Conclusion

Staying connected on a cruise ship is no longer a daunting task. By understanding the different connection types, managing roaming settings, utilizing Wi-Fi access, and considering a mobile router, you can navigate the complexities of phone and internet usage at sea. Remember to prioritize cost management, explore available options, and stay informed about the cruise line's connectivity offerings. With the right knowledge and settings, you can enjoy a seamless connection while experiencing the incredible journey of a cruise. Bon voyage and stay connected!
https://investingtravels.com/travel-hacks/how-to-get-cheap-internet-access-on-a-cruise-ship/

The Land Of Eternal Spring - A Country of Beauty and Diversity 

The nation of Guatemala has the position that is furthest south on the isthmus that divides the continents of North and South America. Honduras and El Salvador are located to the southeast; Belize is located to the northeast; and Mexico and the Pacific Ocean are located to the south. Mexico is located to the north and west. The total land area of Guatemala is 108,889 square kilometers, which is equivalent to 42,042 square miles. This makes Guatemala somewhat smaller than Tennessee. There are many different types of topographical characteristics in Guatemala, including but not limited to mountains, volcanoes, lakes, rivers, forests, plains, and coasts. The highest point in the country is Volcán Tajumulco, which stands at an elevation of 4,220 meters (13,845 feet) above sea level. 

The history of Guatemala is both extensive and complex, beginning with pre-Columbian times and continuing up to the present day. Guatemala served as the hub of the Maya civilization, which had its origins there around 2,000 BC and eventually expanded over the rest of Mesoamerica. Cities, temples, pyramids, and other constructions erected by the Maya are still visible today.  

They were also responsible for the development of a sophisticated writing system, a calendar, mathematics, astronomy, and known factors that began to contribute to the decline of the Maya civilization in the ninth century AD. In the sixteenth century, Spanish conquistadors invaded Guatemala and imposed their language, religion, and culture on the indigenous people who lived there. Guatemala was incorporated into the Viceroyalty of New Spain's Captaincy General of Guatemala at some point throughout its history.

After gaining independence from Spain and Mexico in 1821, Guatemala became a member of the Federal Republic of Central America. This republic finally disintegrated in 1841, but Guatemala was a founding member. After then, Guatemala was subject to an authoritarian government for a significant to of the 19th and 20th centuries, as well as continual civil conflict and political unrest. The Guatemalan government and Marxist guerrillas engaged in a military conflict that lasted for 36 years, from 1960 through 1996, and it was responsible for atrocities such as genocide, forced relocation, and violations of human rights. In 1996, parties involved in the conflict signed a peace accord that put an end to the fighting and kicked off the transition to democracy. Guatemala is still struggling with issues such as poverty, inequality, corruption, crime, and violence, in addition to the damage to the environment. 

Guatemala is a popular destination for tourists who wish to experience the country's distinctive culture and landscapes. With an anticipated population of 17.6 million people by the year 2020, Guatemala dominates the region of Central America in terms of population density. Less than 1% of the population is Afro-Guatemalan or of any other ethnic group; 40% of the population is indigenous (mostly Maya); 60% of the population is mestizo (mixed European and indigenous origin); and 40% of the population is indigenous. In addition to Spanish, the country's official language, the indigenous people of Guatemala speak 21 distinct Mayan dialects.

Spanish is the language of instruction in Guatemalan schools. Guatemala is a predominantly Christian country, with the majority of its population practicing Roman Catholicism. However, the country is also home to a number of indigenous religions and Protestant communities. Guatemala possesses a diverse array of cultural influences and practices, which has resulted in a rich cultural inheritance. Some of the most defining characteristics of Guatemalan culture include its colorful textiles and clothing, the music and dance of the marimba and folkloric ballet, the food of tamales and fiambre, the celebrations of Semana Santa and Day of the Dead, the handicrafts of pottery and jade, and the literature of Popol Vuh and Men of Maize. 

Guatemala, sometimes known as the "Land of Eternal Spring," is a country rich in both natural beauty and cultural variety. The climate in Guatemala is tropical, and the country also features a rich history, a vibrant culture, a gorgeous landscape, and people who are very kind. Guatemala is a country that is also struggling with a number of issues and problems, including but not limited to poverty, inequality, corruption, crime, and violence, as well as the degradation of the environment. In this post, I will present you with an in-depth review of Guatemala's geography, history, culture, lifestyle, safety, health care, visa, climate, personal experiences, and commonly asked questions. I will begin by discussing Guatemala's location.

Travelers who are interested in experiencing Guatemala's remarkable culture and scenery frequently choose to make the country their vacation destination. The most populated nation in Central America is Guatemala, with an estimated population of 17.6 million people in 2020. About 60% of the population is mestizo, which means they are of mixed European and indigenous heritage. The remaining 40% of the population is indigenous, and the majority of them are Maya. Less than 1% of the population is Afro-Guatemalan or of any other ethnic group.  

Although Spanish is the country's official language, there are at least 21 other Mayan languages in use among the country's indigenous population. Although Roman Catholicism and other forms of Christianity predominate in Guatemala, the country is also home to a number of Protestant faiths and indigenous religious practices. Guatemala is home to a varied range of customs and cultural influences, all of which have contributed to the country's rich cultural history. The colorful textiles and costumes, the music and dance (such as marimba and folkloric ballet), the cuisine (such as tamales and fiambre), the festivals (such as Semana Santa and Day of the Dead), the handicrafts (such as pottery and jade), and the literature (such as Popol Vuh and Men of Maize) of Guatemala are some of the most notable aspects of Guatemalan culture. 

Famous Locations 

Guatemala is a country that is home to a significant number of landmarks and attractions that highlight the country's natural splendor and rich cultural heritage. The following are some of the most well-known tourist destinations in Guatemala: 

- The ruins of Tikal, which were constructed by the Maya, can be seen in the steamy jungle of northern Guatemala. Tikal was one of the most important urban Mayan cities for more than a thousand years, and it comprises more than 3,000 structures, including pyramids, temples, plazas, and an acropolis. Tikal is located in the present-day country of Guatemala in Central America. In the neighboring rainforest, you can not only see but also hear a wide variety of animals, such as monkeys, birds, and even jaguars. 

- Antigua is without a doubt one of the most stunning historic cities in all of Central America. Antigua, which was Guatemala's capital during the colonial era, is now a UNESCO World Heritage Site that protects the city's colonial architecture and its cobbled streets. You may take in the sights of the three volcanoes that surround the city while also admiring the monuments, castles, convents, and cathedrals that date back to the 16th century. 

- Lake Atitlan, which can be found in the Guatemalan highlands, is a beautiful lake that is encircled on all sides by volcanoes and quaint settlements. In addition to being one of the deepest lakes in the world, Lake Atitlan is a popular destination for a wide range of outdoor pursuits, including canoeing, hiking, swimming, and fishing. You can also learn about the native people that reside in the area around the lake by researching their histories, customs, and cultures. 

- The vibrant beachfront town of Livingston, which is a one-of-a-kind resort that fuses the traditions of the Caribbean and the Garifuna people, Livingston is only accessible by boat due to its location on the Caribbean coast of Guatemala. You can take it easy on the beach, indulge in some freshly caught seafood and coconut bread, and travel to the area's natural attractions like the Rio Dulce, the Los Siete Altares waterfalls, and the Zapotillo Cayes. All of these things are available to you. 

- The spectacular structures of Nakum, are some of the best-preserved specimens of Mesoamerican architecture, Built between 600 BC and AD 900, the Mayan community of Nakum is one of the largest in the country. It features a number of courtyards, structures, pyramids, and stelae that date back to that time period. It is necessary to have a 4x4 vehicle in order to reach the area surrounding Nakum, which is situated on the Holmul River. 

These are only a few of the numerous famous sites and tourist destinations that Guatemala has to offer. You should look into booking one of the excellent Guatemala vacation packages that are now on offer if you are thinking about taking a trip to this part of the world. 

Cost of Living 

Guatemala has one of the lowest in Central America, with an average cost of living that is 48.5% lower than in the United States. This makes Guatemala one of the most affordable countries to live in. However, the cost of living might change based on where an expat lives, the lifestyle choices they make, and their own individual tastes. The following are some of the most important costs that expatriates should take into consideration: 

Housing: The rent for a furnished apartment in a regular location can range anywhere from Q3,348 to Q4,289 ($435–$557) per month for a unit that is 85 m2 (900 sq ft) in size, or between Q2,000 and Q3,000 ($260–$390) per month for a studio that is 45 m2 (480 sq ft) in size. As a result of having to clear several legal and administrative hurdles, the process of purchasing real estate can become both more expensive and cumbersome.  

Transportation 

Although Guatemala's public transportation is relatively inexpensive, it is frequently unreliable, congested, and hazardous. The price of a one-way ticket on a bus or a microbus is approximately Q5 ($0.65), while the price of a monthly pass is approximately Q257 ($33).  

Taxis offer a higher level of comfort and convenience but come at a higher financial cost. The initial fare for a taxi is approximately Q30 ($3.9), and each additional mile costs approximately Q8 ($1). Because of deteriorating road conditions, increased congestion, and the possibility of encountering criminals, driving a car can be a difficult and dangerous activity. The price of a gallon of gasoline is approximately Q32 ($4.1), while the cost of purchasing a brand-new automobile can range anywhere from Q137,500 to Q165,477 ($17,900–$21,500) for a Volkswagen Golf or a Toyota Corolla. 

Utilities: The average monthly cost of essential utilities (electricity, water, and trash) for a studio measuring 45 m2 (480 sq ft) is approximately Q483 ($63), while the cost for an apartment measuring 85 m2 (900 sq ft) is approximately Q600 ($78). Access to the internet costs around Q381 (or $49 per month) for plans with 60 Mbps or higher. Different mobile phone providers and packages provide a variety of different mobile phone plans. However, a monthly subscription that includes calls and more than 10 GB of data might cost roughly Q100 (around $13). 

Food and entertainment: Expats living in Guatemala can expect to find food to be both varied and reasonably priced, particularly if they choose to shop at local markets and restaurants. The cost of a standard lunchtime menu in a business district is approximately Q89 ($11.6), whereas the cost of a combo meal in a fast food restaurant is approximately Q46 ($6). 

Guatemala's ex-pat population 

Primarily made up of retirees, volunteers, instructors, and businesspeople from North America and Europe. Although it is still relatively small, the expat community in Guatemala is expanding. Antigua, Lake Atitlan, and Guatemala City are three of the most well-known places in the world for expatriates to settle. Expats can discover a variety of tools and networks to connect with other foreigners and locals. Some examples of these resources and networks include online forums, social media groups, language schools, cultural centers, and non-governmental organizations (NGOs). Guatemala is home to a vibrant mix of indigenous peoples and cultures that offer foreign residents a unique opportunity to experience the country's cultural diversity and depth. 

Being a Resident of the Area 

Being an ex-pat in Guatemala may be an exciting and rewarding experience, provided you are prepared for the opportunities and challenges that come along with it. Guatemala is home to a sizable number of retirees, volunteers, instructors, and businesspeople from North America, Europe, and other parts of the world. However, the expat population is still relatively modest. Antigua, Lake Atitlan, and Guatemala City are three of the most well-known places in the world for expatriates to settle.  

Expats can discover a variety of tools and networks to connect with other foreigners and locals. Some examples of these resources and networks include online forums, social media groups, language schools, cultural centers, and non-governmental organizations (NGOs). In Guatemala, there is a coexistence of numerous indigenous cultures and customs, which offer expats the opportunity to experience Guatemala's cultural diversity and richness. 

Being an expat in Guatemala can provide a one-of-a-kind opportunity to learn about and immerse oneself in a foreign culture and way of life. The following are some of the characteristics that expatriates may find enjoyable or challenging: 

Events and activities in Guatemala 

There is a rich cultural heritage that fuses indigenous Mayan, European, and Caribbean influences. This results in a cultural melting pot. Through participating in a variety of activities and events, expats in Guatemala have the opportunity to increase their knowledge of the country's cultural traditions, including its food, art, literature, music, and dance. The processions that take place during Holy Week (Semana Santa) in Antigua, the gigantic kite festival that takes place on All Saints' Day in Sumpango, the Mayan festivities that take place at Tikal, and the horse races that take place on Todos Santos Cuchumatán are some of the most notable ones. Hiking, kayaking, swimming, fishing, and birdwatching are just some of the outdoor activities that may be enjoyed in Guatemala's spectacular natural surroundings, which also provide enough chances for outdoor recreation. Lake Atitlan, Pacaya Volcano, Semuc Champey, and Monterrico Beach are among the most well-known tourist destinations in the country of Guatemala. 

Amenities offered Locally

Guatemala offers a diverse selection of amenities that can satisfy the requirements and preferences of expatriates living in the country. In the majority of urban locations, one can find supermarkets, pharmacies, banks, post offices, and other types of businesses and services. However, residents of some rural locations may have a more difficult time gaining access to these conveniences or may be subject to lower quality standards. Expats living in Guatemala should be mindful of the potential for corruption, inefficiency, and bureaucracy within the country's public institutions and administrative processes. Guatemala also provides a large number of opportunities for education, medical treatment, and leisure for foreign residents. There are a number of private as well as foreign schools that provide a high-quality education with a bilingual or multilingual curriculum. In addition to this, there are hospitals and clinics, both public and private, that offer primary as well as specialized forms of medical care.  

Expats should be aware, however, that the quality of these services, as well as their availability, may differ depending on the region as well as the service provider. Before migrating to Guatemala, expats should carefully explore their options for obtaining health insurance as well as vaccines. When it comes to finding things to do for fun, expats in Guatemala have a wide variety of alternatives available to them, including dining, shopping, nightlife, and cultural events. There are nightclubs and bars that play a variety of musical genres; shopping malls and markets that sell a wide range of items and handicrafts; theaters and museums that display artistic and historical exhibitions; and restaurants that serve both regional and international food. 

Inclusivity and diversity:  

Guatemala is a multi-ethnic country that is home to a variety of people who practice a wide range of religions, speak a variety of languages, and practice a variety of cultural traditions. Mestizos, people of mixed European and indigenous origin, make up the bulk of the population, although approximately forty percent of the people are of indigenous descent (mainly Maya). Spanish is the country's official language; however, there are at least 21 Mayan languages in use among the indigenous population. Although Christianity, and more specifically Roman Catholicism, is the predominant faith, there are also other Protestant groups as well as indigenous faiths.  

Expats can participate in Guatemala's rich cultural diversity and get new insights from the country's multifaceted historical and social practices. However, ex-pats should also be mindful of the social and economic inequities, discrimination, and violence that impact certain parts of the population, including indigenous people, women, children, LGBTQ+ individuals, and people who defend human rights. When living in Guatemala, expats have a responsibility to respect the local customs and regulations, steer clear of potentially offensive issues and stereotypes, and lend their support to initiatives that advance social justice and human rights. 

Safety and medical services in Guatemala 

Guatemala is a country that offers a diverse range of chances and attractions but also faces a number of threats and difficulties. The following is a list of some of the most important components of health care and safety that you should think about: 

General safety

There is a high rate of violent and property crime in Guatemala, particularly in urban areas and around the borders. Theft, assault, extortion, kidnapping, carjacking, and murder are some of the most common types of violent and property crimes. Gangs, drug traffickers, and other members of organized crime are active, and they frequently target foreigners as a means of extortion or ransom. There are also frequent rallies, protests, roadblocks, and strikes, all of which have the potential to turn violent and cause disruptions to public transit and public services.  

It is also possible for natural disasters such as earthquakes, volcanoes, landslides, floods, and storms to take place, both of which might result in damage and disruption. When traveling through or living in Guatemala, foreign residents and visitors should always remain vigilant and cautious. The following is a list of some of the safety advice that people living abroad should follow: 

- It is best not to go at night or by yourself, particularly in remote areas or while using public transit. 

- Do not give the impression that you are wealthy and avoid carrying large sums of cash or jewelry. 

- If you are being robbed or attacked, resisting could make the situation even worse, so it is best not to. 

- Do not get into a vehicle with a stranger or an unlicensed cab. 

- Always remember to lock your car doors and roll up your windows before getting behind the wheel. 

- Place your vehicle in a well-lit and guarded lot to keep it safe. 

- Steer clear of political gatherings, protests, and large crowds, especially if any of them turn violent. 

-
https://investingtravels.com/central-america/guatemala/ultimate-guide-to-moving-to-guatemala/

This has been a really turbulent week in the credit card world. As many of you know, there are senators trying to pass a bill that would effectively destroy credit card points. It advanced this week, and they are attaching it to the national defense spending bill. Sen. Roger Marshall, R-Kan., is going as far as saying that he’s going to hold the entire $800 billion defense bill hostage unless Congress passes this legislation, which is absurd. Vote against this anti-consumer legislation at Handsoffmyrewards.com.

On June 7th, 2023, U.S. Senator Dick Durbin (D-IL) and Senator Roger Marshall (R-KS) introduced legislation (S. 1838) that would enact harmful credit card routing mandates. Their legislation would allow big-box retailers–like Walmart and Target–to process credit card transactions based solely on what is cheapest for them without regard to the value that consumers derive from rewards and many other benefits. This would add billions of dollars to the bottom lines of mega-retailers every year.

Here’s the problem: This “Big-Box Bill” would eliminate the funding that goes towards popular credit cards rewards programs like cash back and travel points which serve as an important source of savings for 71% of Americans.

In 2022, U.S. card rewards programs returned roughly $68 billion to consumers of all income levels, helping working class families pay for groceries and back-to-school shopping. Credit card routing mandates would effectively eliminate credit card rewards as we know it.

Back in 2010, debit card rewards all but disappeared after Senator Durbin was able to enact similar routing mandates for debit card transactions. Big-box retailers and their lobbyists convinced Congress to let them pocket the funds that financial institutions offered to consumers via debit card rewards programs. Now, 13 years later, they are trying to do it again… this time with credit card routing mandates.

If you love your credit card rewards, tell your lawmakers, “HANDS OFF MY REWARDS!” Tell them to oppose credit card routing legislation!

https://youtu.be/EGTHzwAKkp0

vote against this anti-consumer legislation at Handsoffmyrewards.com.
https://investingtravels.com/editor-choice/credit-card-point-in-danger-hands-off-my-rewards-sign-now/

Here are ten countries that have been popular among Americans for retirement:

- Mexico: Its proximity to the United States, affordable cost of living, warm climate, and cultural appeal make Mexico a popular retirement destination.

- Costa Rica: Known for its natural beauty, stable democracy, and welcoming locals, Costa Rica attracts retirees seeking a relaxed lifestyle and access to outdoor activities.

- Panama: With a low cost of living, tropical climate, modern infrastructure, and retiree-friendly visa programs, Panama has become an attractive destination for American retirees.

- Ecuador: Offering a diverse geography, pleasant climate, affordable healthcare, and a low cost of living, Ecuador has emerged as a popular retirement choice.

- Portugal: Known for its rich history, stunning landscapes, mild climate, and affordable living costs, Portugal has become increasingly popular among American retirees.

- Spain: Boasting a warm climate, vibrant culture, excellent healthcare system, and a lower cost of living compared to the United States, Spain is a popular retirement destination.

- Thailand: Renowned for its beautiful beaches, rich cultural heritage, friendly locals, and low cost of living, Thailand attracts retirees seeking an exotic retirement experience.

- Belize: Offering a Caribbean lifestyle, English-speaking population, favorable tax environment, and natural beauty, Belize is an appealing choice for American retirees.

- Italy: Known for its art, history, and culinary delights, Italy attracts retirees looking for a European retirement experience with a rich cultural backdrop.

- Malaysia: Offering a diverse culture, tropical climate, modern infrastructure, and affordable living costs, Malaysia has gained popularity among retirees seeking an Asian destination.

Remember, this list is not exhaustive, and there are numerous other countries that may be attractive for American retirees based on their individual preferences and circumstances. It's always important to conduct thorough research and consider factors such as healthcare, cost of living, cultural differences, language barriers, and visa requirements when choosing a retirement destination.
https://investingtravels.com/countries/top-10-retirement-destinations-for-americans-where-to-retire-abroad-in-2023/

We’re excited to announce that now, for the first time ever, as a member of the Boston Real Estate Investors Association, you get exclusive Lifeonaire benefits included for free with your membership.

If you’re not familiar with Lifeonaire, think “Millionaire, except with a life.”

They’ve been helping investors across the country achieve incredible levels of success since 2007, and their proven strategies and principles will help you make more money while working less. 

So if time and financial freedom are important to you, you’ll want to take advantage of these special member benefits.  

Here’s what people are saying about Lifeonaire:

“…absolutely life-changing.” - Adrian Smude, Plant City FL

“It is almost impossible to describe every way that the Lifeonaire message has influenced my life.” -   Andy and Jen Kuba, Akron OH

“Lifeonaire will change your life.” - Dr. Kevin Cuccinelli, Larkspur CO

“It is unbelievable in one year, how drastically my life has changed in an incredibly powerful way.” - Ellen Daniels, Cape Coral FL

What this specifically looks like for you as a REIA member…

In addition to receiving ongoing valuable training, insights, and tips to support you along your entrepreneurial journey, you also get two free tickets to each of their events - the  Get-A-Life Getaway and Business Builder ‘3-Day MBA’ Workshops (btw Lifeonaire sells these tickets on their website for $997 each!).

The Get-A-Life Getaway is where you’ll create a Lifeonaire Vision for your dream life in every area, and reverse engineer a bulletproof action plan with the exact, specific steps to make it a reality…fast!

The Business Builder ‘3-Day MBA’ Workshop is where you’ll learn a step-by-step, proven process to create a ‘Lifeonaire-style business’ you love that is wildly profitable, runs on autopilot, and gives you the time, peace of mind, and freedom to enjoy life.

If you’re a member, you NEED to get to these events ASAP. It will literally change your life and the way you do business.

If you’re not a member…what are you waiting for? There’s never been a better time to join us!

https://www.BostonRealEstateInvestorsAssociation.com/membership
https://bit.ly/44VfYjF

Embarking on a journey to explore the top 10 destinations where Americans can comfortably retire and secure a mortgage, we delve into the nuances of the mortgage process in each of these countries, as per the information available up until September 2022

- Mexico: Mexico is a popular choice due to its proximity to the U.S., lower cost of living, and the ease of obtaining a mortgage for foreigners. Foreigners can purchase property through a bank trust known as a "fideicomiso". The bank acts as the trustee, and the buyer is the beneficiary of the trust. The buyer has the right to sell, lease, mortgage, and pass the property on to heirs.

- Costa Rica: Known for its natural beauty and stable economy, Costa Rica also has a straightforward process for foreigners to buy property. Foreigners have the same rights as locals when it comes to buying property. However, getting a mortgage from a Costa Rican bank can be difficult and require a lot of paperwork. Many expats choose to finance through their home country or purchase the property outright.

- Panama: Panama has a program called the "Pensionado" which is very attractive to retirees. It also has modern infrastructure and uses the U.S. dollar. Panama allows foreigners to own a property outright. Mortgages are available, but the process can be lengthy and require substantial documentation, including proof of income.

- Portugal: Portugal's affordable cost of living, warm climate, and friendly mortgage policies make it a great choice. Portugal offers mortgages to non-residents, typically up to 80% of the property's value. The process includes providing proof of income and having the property appraised by a bank-approved company.

- Spain: Spain offers a non-lucrative visa that allows foreigners to reside in the country without working. Mortgages are available to foreigners, although the terms may not be as favorable as for residents. Non-residents can get a mortgage, but they may only borrow up to 60-70% of the property's value. The process involves providing financial documentation and having the property appraised.

- France: While the cost of living can be high, especially in cities like Paris, France's quality of life and the ability for foreigners to secure a mortgage make it a viable option. French banks offer mortgages to foreigners, often up to 80% of the property's value. The process can be lengthy and requires substantial documentation.

- Italy: Italy offers a variety of regions to choose from, each with its own unique lifestyle and cost of living. Foreigners can obtain a mortgage, but it may require a substantial down payment. Italian banks offer mortgages to foreigners, usually up to 60% of the property's value. The process involves providing financial documentation and having the property appraised.

- Malaysia: Malaysia's "My Second Home" program makes it easy for foreigners to retire in the country. English is widely spoken, and the cost of living is low. Malaysia allows foreigners to own property, but the minimum purchase price is typically higher for foreigners than for locals. Mortgages are available from Malaysian banks, usually up to 70% of the property's value.

- Thailand: Thailand is known for its affordable cost of living and beautiful landscapes. However, while foreigners can't own land, they can own the building on the land and condominium units outright. Mortgages are generally not available to foreigners, so most property purchases are cash transactions.

- Belize: Belize is attractive due to its low cost of living, beautiful beaches, and the ease of English communication. The country allows foreigners to own property and secure a mortgage, but the process can be complex. It's common for transactions to be cash-based, or for financing to be secured from a bank in the buyer's home country.

Please consult with a financial advisor or real estate professional before making any decisions, as the situation can change, and the rules can vary.
https://investingtravels.com/editor-choice/top-10-countries-and-guide-to-securing-a-mortgage-abroad/

The “best” credit card is not the same for everyone. You need perks that are meaningful to the way that you live. The most popular cards offer big sign-up bonuses ($500 or more) and/or great rewards for spending, particularly in high-volume categories, like travel or dining. But your needs may differ: Some cards offer zero interest or no annual fees, while others get you primary rental insurance.

Whatever benefit you’re looking for, we’ve got a great card to fit the bill. Here are the top 5 travel credit cards according to the website CompareCredit:

Chase Sapphire Preferred

- Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

- Annual Fee: $95

- APR: 15.99% - 22.99% Variable

Perhaps the best "starting out card" in miles and points.

The Chase Sapphire Preferred has a low annual fee, unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners, comes with excellent built-in trip delay insurance, primary car rental CDW coverage, and earns 2x points on travel and dining.

Chase Sapphire Preferred Card Earn Rate:

- 5X Chase Ultimate Rewards points on Lyft rides (through March 2025)

- 5X total points on all travel purchased through Chase Ultimate Rewards

- 3X points on dining, including eligible delivery services, takeout and dining out.

- 3X points on select streaming services

- 3X points on online grocery purchases (excluding Target, Walmart and wholesale clubs)

- 2X Ultimate Rewards points on all travel purchases

- 1X points on all other purchases

Important Note on the 5X multiplier for travel:  This card is listed as earning 5X on travel. You will only receive 5X if you book your travel via the Chase Ultimate Rewards Travel portal (using cash). Hotels booked via the portal are prepaid and will not earn hotel points or provide hotel loyalty program benefits. If you book travel directly with a provider, you will earn 2X instead of 5X.

Instacart Benefits

- 6 free months of Instacart Express

- $15/quarter in statement credits

Chase Sapphire Preferred® Card DoorDash Benefits

You'll get free access to DashPass which gives you $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Chase Will Let You “Pay Yourself Back”

Chase Sapphire Preferred cardmembers can always use their points to book travel via the travel portal where they get 1.25 cents per point.

Now, you can redeem in the same manner for selected rotating categories. Instead of using a “portal” to make the purchases, you just pay as you normally would and then go into the Chase website to “pay” for that purchase with points. You will get the same 1.25 cents per point in value as you get booking travel. The feature is branded “Pay Yourself BackSM“. 

The only requirement is that the merchant category be in one of the specified categories and you must “Pay yourself back” within 90 days of purchase.

Chase Sapphire Reserve cardmembers get the same opportunity but at a higher 1.5 cents per point cash-out rate.

If you apply for a Chase credit card and don't get instant approval, you may want to call the Chase reconsideration line.

Note: You will only be approved for a Chase credit card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

You also cannot be approved for a Sapphire Preferred if you currently have this card or a Sapphire Reserve card and/or if you have received a bonus on this card in the past 48 months. 

Capital One Venture X Rewards Credit Card

- Bonus: Enjoy a one-time bonus of 60,000 miles once you spend 4,000 on purchases within 3 months from account opening, equal to $600 in travel.

- Annual Fee: $395

- APR: 15.99% - 23.99% Variable

Capital One Venture X Credit Card Earn Rate

- 10X Capital One Miles on hotels and car rentals when booked via Capital One Travel

- 5X Capital One Miles on airfare booked via Capital One Travel - which utilizes Hopper.

- 2X Capital One Miles on everything else

Capital One Venture X Credit Card Benefits

Capital One launched this card with a laundry list of benefits are very impressive. You'll quickly see that the annual fee is wiped out and then some by the benefits.

- Up to a $300 credit annually for bookings made on Capital One Travel

- 10,000 bonus miles every account anniversary (equal to $100 towards travel)

- Unlimited access to Capital One Lounges and also to 1,300+ Priority Pass lounges internationally + two guest passes (Effective January 1, 2023, Priority Pass non-lounge airport experiences (like dining, retail shopping, and spa discounts) are not part of the Visa Infinite® benefit program for Venture X cardholders.)

- Up to $100 in statement credits for either TSA PreCheck or Global Entry

- Complimentary Hertz President’s Circle status (top tier!) for primary cardholders, authorized users,and account managers. The status is valid until Dec 31, 2024.

- Primary Car Rental Collision/Damage Coverage

- Authorized Users can be added for no fee and they also get their own Priority Pass membership.

- Cardholders can earn up to 100,000 miles per year for referring friends, who can then experience the unparalleled benefits Venture X has to offer (up to 4 referrals per year; 25,000 miles awarded per referral)

- No foreign transaction fees

You can transfer to several airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

American Express® Gold Card

- Bonus: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.

- Annual Fee: $250

The Gold Card offers 4x Membership Rewards points at restaurants (including U.S. takeout and delivery) and at US supermarkets (up to $25,000 a year; 1X thereafter), as well as 3x on flights booked directly with airlines or on amextravel.com.

And at long last, American Express is once again offering both new and existing cardholders the opportunity to get the Rose Gold version of the Gold Card. (Simply select it when applying.)

It also offers $20 in total monthly dining offers:

- Earn up to $10 in monthly statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations (Enrollment required)

- $10 in Uber Cash each month which you can use for Uber Eats. Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Enrollment required / terms apply.

(Note that the airline incidental credits will no longer be offered after 2021 and are no longer available to new applicants.)

While many Amex bonus categories are US-only, this card earns 4x on restaurants, including internationally.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

It's also important to note that as a card product that American Express used to classify as "charge" - meaning that it has No Preset Spending Limit - so it is not counted against your 5 Amex credit card limit. The Gold Card will still be in the category of cards (former charge products) in which you can have up to 10. Those include the Green, Gold, Platinum, and Centurion.

The Platinum Card from American Express

Annual Fee $695

Earn 80,000 Membership Rewards® Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Terms apply

Estimated Bonus Value $1340

The Platinum Card® from American Express is full of caché and its heavy metal design will catch more than a few looks. While the fee isn't small, you get a lot back in the form of statement credits and other perks and benefits.

Statement Credit Offers

- $200 in Uber credits annually ($15 per month with a $20 bonus in December)

- $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits (Enrollment required)

- $200 in annual airline fee credits (as statement credits) for your chosen airline (Enrollment required)

- $240 Digital Entertainment Credit which is good for up to $20 back each month on select digital subscriptions with Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times.(Enrollment Required)

- $200 Hotel Credit as statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, with a two night minimum stay, with American Express Travel. (Enrollment Required) 

- $189 CLEAR® Plus Credit: Get up to $189 back per year on your membership (subject to auto-renewal) when you use your Platinum Card® (Enrollment Required) 

- $300 Equinox Credit: Receive up to $300 back per calendar year in statement credits for purchases at Equinox. Valid for Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+. (Enrollment required)

- $300 statement credit when you purchase a SoulCycle At-Home Bike, up to 15x per calendar year. An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge the full price of the bike in one transaction. Shipping is available in the contiguous U.S. only. (Enrollment required)

- $155 Walmart+ Credit: The cost of a $12.95 monthly Walmart+ membership is covered with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. (Plus Ups are excluded.)

(All above offers require enrollment after you receive the card.)

You also get access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta. (Enrollment required)

In addition, you get elite status in two hotel programs (enrollment required):

- Marriott Bonvoy Gold Elite

- Hilton Gold

While the Bonvoy Gold status is mostly good for small room upgrades and bonus points on stays, Hilton Gold confers free breakfast - a benefit that can really add up!

More Platinum Card benefits:

- Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck®

- Secondary Car rental CDW/LDW collision/damage coverage

- Lost, damaged or stolen baggage insurance

- Extended warranty, purchase protection, and return protection on covered purchases

- No foreign transaction fees.

- Access to the Platinum Concierge line

Cell phone protection:

Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12-month period.

- Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

- Please visit americanexpress.com/benefitsguide for more details.

- Underwritten by New Hampshire Insurance Company, an AIG Company.

NOTE: This card earns 5x on airfare and hotels, however, the airfare must be booked direct with the airline or at Amex Travel and the hotels must be prepaid at Amex Travel to earn 5x. Limit of up to $500,000 on these purchases per calendar year. This site's Estimated Rewards Values will calculate all airfare and hotels at 5x points, so if your hotels are booked directly (which you generally need to do to earn hotel points and status/benefits) please note that they will not earn 5x and your actual rewards value will vary accordingly.

Chase Sapphire Reserve

Bonus: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Annual Fee: $550

APR: 16.99% - 23.99% Variable

The card that re-revolutionized points-earning credit cards, the Chase Sapphire Reserve® is a high-end travel rewards card that unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners and offers rich benefits for a frequent traveler.

It offers 3X Ultimate Rewards points on travel and dining. It provides a 50% boost in point value within the Chase portal or via Pay Yourself Back, and you get an annual $300 travel credit each card year which greatly offsets the card's annual fee.

If you don't mind booking your hotel stays via the Chase Travel portal, you will earn an incredible 10X points, although as a prepaid rate you won't receive hotel chain status benefits.

Earn Rate:

- 10X total points on hotel stays and car rentals purchased through Ultimate Rewards

- 10X Ultimate Rewards points on Lyft rides through March 2025

- 5X total points on air travel purchased through Ultimate Rewards

- 3X Ultimate Rewards points on travel and dining

- 10x total points on Chase Dining purchases through Ultimate Rewards (This is powered by Tock Dining and is only in select markets)

- 1X points on all other purchases

Important Note on the 5X multiplier for airfare and 10X multiplier for hotels and car rentals:  You will only receive these bonus multipliers if you book your travel via the Chase Ultimate Rewards Travel portal (using cash). Hotels booked via the portal are prepaid will not earn hotel points or provide hotel loyalty program benefits. If you book travel directly with a provider, you will earn 3X instead of 5X or 10X.

Lyft Benefits:

- Earn 10X Ultimate Rewards points on Lyft rides through March 2025.

- 2 years of complimentary Lyft Pink All Access

Instacart Benefits

- 12 free months of Instacart Express

- $15/month in statement credits

Chase Sapphire Reserve® Card DoorDash Benefits

You'll get free access to DashPass which gives you $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Also receive $5 monthly DoorDash Credits through December 31, 2024.

Global Entry or TSA Pre ® or NEXUS fee credit

You can also receive up to a $100 credit for enrollment in Global Entry or PreCheck once every 5 years.

Chase Will Let you “Pay Yourself Back”

Chase Sapphire Reserve cardmembers can always use their points to book travel via the travel portal where they get 1.5 cents per point.

Now, you can redeem in the same manner for select purchase categories. Instead of using a “portal” to make the purchases, you just pay as you normally would and then go into the Chase website to “pay” for that purchase with points. You will get the same 1.5 cents per point in value as you get booking travel. The feature is branded “Pay Yourself BackSM“. 

Please note that the interest rates for carrying a balance are usually higher for travel cards, so these cards are best suited for consumers who always pay their balance off in full each month. Also, consider the annual fee – annual fees can range from $0 up to $695. Cards that charge annual fees will offer more rewards and perks, but it’s important to carefully consider if you will sufficiently utilize the benefits to justify paying the annual fee.
https://investingtravels.com/travel-hacks/the-top-5-credit-cards-for-travel-hacking-2023/

The Ultimate Guide to Becoming a Successful Model in Japan: Navigating Visas, Agencies, and Body Standards

Becoming an actor or model in Japan can be an exciting opportunity. Here's a simplified guide to help you get started.

- Obtain the Right Visa: To work and live in Japan, you need to have the correct visa. The visas which allow you to work as a model/actor in Japan include:

- Student visa (with permission to engage in an activity other than those permitted by the status of residence previously granted)

- Working holiday visa

- Working visa (with permission to engage in an activity other than those permitted by the status of residence previously granted)

- Spouse visa

- Dependant visa (with permission to engage in an activity other than those permitted by the status of residence previously granted)

- Entertainment visa sponsored by the agency It's often easier to come to Japan on a different type of visa, such as a sponsored working visa, working holiday visa, or a student visa, then get special permission from the Japanese government to do modeling/acting on the side.

- Register with a Modeling Agency: Reach out to a modeling agency in Japan to register. You'll have a casual interview with one of the managers, where they will explain how their agency functions. You'll need to provide your visa to show that you're allowed to work. If all is well, you can then sign a contract with the agency. Some recommended agencies include Freewave, Bayside, YSC Models, Alpha Management, Echoes, D’xim, and Avocado.

- Apply for Jobs: Once you're registered with an agency, they will start sending you job offers. If you're available on the date of the job being offered, you reply to the email giving the agency "first keep". If you're not certain to be free on that date, or if you have already given a different job your "first keep" for the same date, you reply with "second keep". If you're definitely not free on the date of the job, you should reply with "NG". When you reply to a job offer email, the agency will often request you to send a recent selfie without editing or filters, to show the clients how you look right now. Often jobs will also request a self-introduction video in both Japanese and English, including your name, age, nationality, and the name of the agency you work for. Some jobs will require in-person auditions. For those, make sure to show up on time, look nice/professional, and prepare as much as you can! You will also need to know how to introduce yourself in Japanese.

Remember, it's important to have patience and persistence in this industry. You may face many rejections, but don't give up. If you apply for jobs enough times, you're sure to get one eventually!

Now, let's delve into the essentials of modeling, which include height, age, and measurements.

The Essentials of Modeling: Height, Age, and Measurements

The journey to becoming a successful model often hinges on the model's body size. There are only a few exceptions, with a select few achieving success due to their unique characteristics. Take supermodel Kate Moss, for example. She embodies a unique look, a special charisma, and a strong commitment to her work. Her intriguing private life also provides an interesting narrative for the media.

Why are Model Measurements Crucial?

Model measurements are vital because fashion collections are often tailored to a specific size. Whether a designer is showcasing their collection in London, Paris, Hong Kong, Cape Town, New York, or Berlin, the fashion pieces are usually cut to a standard size. For high fashion, this typically corresponds to a body size of 178 cm and a confection size of 34 or 34, 36 (EU) for female models. Women should ideally not exceed 181 cm. For male models, it's crucial that their bodies are not overly muscular, as it makes it harder for average men to identify with them. Male models should ideally be between 185 cm and 195 cm. When female models wear high heels, the height differences are not too extreme, ensuring that all models are roughly the same size and nothing distracts from the fashion pieces.

The same principle applies to online shops, especially when it comes to the first pieces of a collection. Standard sizes are issued, whether it's clothing size S or M (US), or standard shoe sizes from 36 to 38 (EU) for women and 42 or 43 (EU) for men.

Model Measurements: National and International Standards

Before we delve deeper, here are the general "standards" for 95% of all jobs. The closer you are to these dimensions, the better the conditions – apart from personality.

Women

- Body size for Fashion: 176 – 180cm / International

- Body size for advertising: 172 – 181cm / Germany

- Slim figure, usually long hair

Men

- Body size for Fashion: 186 – 190cm / International

- Body size for advertising: 184 – 194cm / Germany

- Slim or slightly sporty figure

Measurements for Advertising Models

If you're aiming to work solely in advertising, i.e., not in the field of high fashion, the dimensions are not as critical. Here, women with a height of 170 cm can be successful, as can those with a height of 183 cm. For male models, the measurements are more flexible, and advertising does not

require the "absolute ideal measurements," and the figure can deviate slightly.

Plus Size Models: Prerequisites and Opportunities

Plus Size Models are increasingly in demand. More and more fashion designers and creative arts directors are turning to curvaceous women in advertising. There is a small difference between Plus Size Models and Curvy Models. Plus Size Models are models that are slightly above the "normal" fashion model sizes, i.e., Plus Size Models are women who have a clothing size of 38 or 40 (EU). Plus Size models can do a great job because more women can identify with them than they can with high fashion models. As a Plus-Size Model, you can work for fashion clients and in advertising, making the job opportunities varied and lucrative.

Taking Measurements: Hips, Waist, and Chest

When taking your measurements, ensure that you wear as little clothing as possible and be honest with yourself! Here are the key points on the body to measure:

Curvy Models: Dimensions and Fabrication

Curvy models are women with a clothing size between 42 and 44. Also, the cup size is much larger and can go up to a G-Cup. Curvy Models are as popular as Plus Size Models, as they are most appealing to the average woman. The average woman in Europe has a clothing size of 44, which means that even Curvy models with an average clothing size of 42 to 44 are generally average.

People Models

The last part of the model's section revolves around those who have very special traits. Extremely wild hair, tattoos, best agers, and many more. As a people model, you work mainly in the advertising sector, whether it is for a muesli commercial or for a comfortable mattress. People Models correspond to the normal look of everyday people. You have a special gap in your teeth, a lot of curls, or a conspicuous and striking nose. If you want to work as a people model, you should not apply in a model agency but in a special people agency.

Converting Dimensions: UK, USA, EU

All important measurements for the USA, UK, and Europe including hips, waist, and chest for female and male photo models can be found here.

The Impact of Body Size on Modeling Jobs

Your modeling career is almost always decided based on body size. When we go through applications in the agency, the first information displayed is not the name or your residence, first we see the height. Of course, we always take a look at the photos. But as a smaller model, you always need the special, international look or a finished model folder. For international customers, the body and clothing size of the models is particularly important.

The Advertising Effect of Elegance for Brands

In order for products to be presented elegantly, the figure of the model is crucial for fashion designers and their agencies. The proportions of the model must be right so that the overall presentation is right. Whether fashion show, advertising poster, or commercial. Clothing looks much more elegant on slim bodies. We all know the famous "dream measurements" of 90-60-90 (hip/waist/breast). These three measures are considered ideal if they are in proportion to the body size.

Curvy Models: The New Trend

Never before have they been so in demand – Curvy Models. Personality instead of "ideal measures". The curves of the 50’s and together with the still prevailing size 0 models bring the next development in the fashion world, the Curvy Model. It is important to note this: Curvy isn’t just lazy and fast food. Nutrition is the A&O of every model, because you don’t want to lose your sporty curves. The market for Curvys is growing steadily and is being sought everywhere.

Fashion Shows in Milan, New York, Paris, Hong Kong, and London

The new masterpieces are regularly presented at the Fashion Weeks. Milan, New York, Paris, Hong Kong, and London. In spring, summer, autumn, and winter people are always looking for new looks and trends. Almost all designers have one thing in common: they tailor their collections for tall, slim people. The clothes fall more elegantly, fabrics unfold their full effect, and everything looks more exclusive and of higher quality! Gracile figures make clothes and their possible price more expensive. Even if not all fashion brands work in this scheme, it is still the majority of the industry.

A short list of places to start:

- http://www.avocado.co.jp/

- http://www.zenithinc.jp/

- http://acquamodels.com/

- http://www.nes-model.com/en.html

- http://www.elite-tokyo.co.jp/

- http://www.avenue1.co.jp/

- http://www.team-evviva.com/

Conclusion

Model dimensions are as varied as the job itself. There is a suitable agency for every area. Whether you're a high fashion model, a plus-size model, or a people model, there's a place for you in the industry. The key is to understand your body, know your measurements, and find the right agency that can help you navigate the modeling world.

Here are some resources for more information:

- How to Become A Model As A Foreigner in Japan | YABAI

- A 3-Step Guide to Getting a Job as an Actor or Model in Japan | JobsInJapan.com

- Start a Modeling Career in Japan | WeXpats Guide

- Japan - CM Models | Model Agency

- How I became a model in Japan | ALL the details on how to get started - YouTube
https://investingtravels.com/income-overseas/get-paid-to-work-and-live-in-japan-be-a-foreign-model/

The Boston Real Estate Investors Association is a premier organization offering unparalleled opportunities in the Boston real estate investment market. Our association is a hub for top Boston real estate agents, investors, and professionals, providing a networking, learning, and growth platform.

We offer regular meetings, workshops, and seminars, led by some of the highest-paid real estate investors and experts in the field. Our members benefit from access to the latest Boston real estate investment firms' insights and the chance to explore new investment opportunities.

Whether you're a seasoned investor or just starting, the Boston Real Estate Investors Association is your key to success in the Boston real estate market. Join us today and become part of our thriving community.
www.BostonRealEstateInvestorsAssociation.com/membership

The practice of "house sitting" has seen a significant transformation over the years. Initially a local service for regional pet owners, it has now grown into a global network of house sitters who travel the world, caring for others' homes and pets. House sitting has become a year-round lifestyle choice for those who enjoy vacationing in a home-like environment with pets, or those who prefer a nomadic lifestyle. The trend of full-time house sitting is on the rise, with many individuals choosing to live as location-independent travelers, having sold their properties or never having owned one.

This industry is supported by various professional house-sitting platforms, both international and regional, that connect house sitters with homeowners worldwide. This follows the sharing economy model, where pet and home care services are exchanged for free accommodation.

One such company is TrustedHousesitters, a leading international house-sitting company. TrustedHousesitters connects homeowners and house sitters globally, providing a platform for individuals to find the perfect match based on their needs. The company's website can be found here.

Countries like the UK, US, Canada, Australia, and New Zealand are leading the growth of this travel niche, but it also includes smaller destinations where expat and retiree communities have sprung up. The house-sitting industry is experiencing a surge due to the increasing number of globe trotters, retirees, and nomadic workers seeking alternative accommodation options.

In terms of the practicalities of house sitting, members typically pay an annual fee to join house sitting platforms where they can list or apply for house sitting opportunities. They can use the service unlimited times during their membership period.

The competition in house sitting is intensifying as more people discover its cost-saving benefits. Understanding how these platforms operate and what homeowners expect from a house sitter, such as background checks, written contracts, and references, can help especially new house sitters secure opportunities in their preferred locations.

- https://www.housesittersamerica.com/

- https://www.trustedhousesitters.com/

- https://www.rover.com/

#HouseSitting, #GlobalTrends, #NomadicLiving, #PetCare, #Travel, #SharingEconomy, #TrustedHousesitters, #AlternativeAccommodation, #LocationIndependentLiving
https://investingtravels.com/editor-choice/exploring-the-global-trend-of-house-sitting-a-comprehensive-guide-to-nomadic-living-and-pet-care/

Day 1: Arrival and Exploration

Upon arrival in Buenos Aires, settle into the luxurious Palacio Duhau - Park Hyatt Buenos Aires. Begin your exploration with a visit to the Teatro Colón, a world-renowned opera house known for its stunning architecture and acoustics. Later, head to La Bombonera, the iconic football stadium that's home to Boca Juniors, one of the most successful football clubs in Argentina. Consider taking a River Plate Museum Official Ticket and Tour for a behind-the-scenes look at one of the world's most iconic stadiums.

Day 2-3: Art and Nature

Visit the Museum of Latin American Art of Buenos Aires, a must-see for art enthusiasts. Then, unwind at the serene Jardin Japones, a beautiful Japanese garden in the heart of the city. For food and drink, explore the local cafes and restaurants that offer traditional Argentine cuisine, including empanadas, asado (barbecue), and the famous Argentine wine, Malbec. You can also explore the city at your own pace with a 24-, 48-, or 72-hour hop-on hop-off bus ticket.

Day 4-5: History and Culture

Visit the Sarmiento Frigate Ship Museum, a maritime museum housed in a historic ship. Don't miss the Museo Evita, dedicated to the life of Argentina's beloved First Lady, Eva Perón. Enjoy a traditional Argentine dinner at a local parrilla (steakhouse), where you can try bife de chorizo (sirloin steak) and provoleta, a grilled cheese dish.

Day 6-7: Hidden Gems

Explore El Zanjon de Granados, a fascinating archaeological site. Also, visit the Museo de Arte Hispanoamericano, which showcases the rich artistic heritage of Latin America. For a unique dining experience, visit a local pizzeria to try fugazza (onion pizza) and fainá (chickpea flatbread), two popular dishes in Buenos Aires.

Day 8-10: Tango and Farewell

Experience the city's vibrant nightlife at Tango Porteno, a popular venue for tango shows. On your last day, visit La Manzana de las Luces, a historic block known for its illuminated buildings. Don't forget to try alfajores, a traditional sweet filled with dulce de leche, before you leave. Consider taking a day trip to the beautiful city of Colonia del Sacramento or the breathtaking Iguazu Falls to cap off your adventure.

As your 10-day extravaganza in Buenos Aires comes to an end, you'll leave with a suitcase full of memories, a deeper appreciation for Argentine culture, and a longing to return to this vibrant city.

flexoffers
https://investingtravels.com/south-america/argentina/a-10-day-adventure-filled-journey-through-buenos-aires-cultural-treasures-and-hidden-gems/

Need Help Making Better Investment Decisions?

The cash flow analyzer is the best software I have ever used. This real estate investment software is an affordable and easy-to-use tool that helps investors and real estate agents choose suitable investment properties. Its so easy to know if you should buy, sell, or keep looking.

Quickly enter a property’s financial information and the software automatically calculates cash flow and rates of return every year up to 20 years. The software also has built-in tools to “solve backward” for the optimal offer price, do an IRA investment comparison, or create reports for limited/private-money partners.

The Cash Flow Analyzer Software is the leading real estate analysis software. Since 1993, our software has helped investors determine the optimal offer price, rates of return, and cash flow on prospective investment opportunities. Over 500,000 users do this quickly and easily before the property is bought! Avoid costly mistakes and create professional-looking reports by using The Cash Flow Analyzer Pro software for either long-term and/or short-term real estate investing. Learn More

The Complete Guide to Real Estate Cash Flow Analysis This book teaches you the investment decision-making process, cash flow analysis, and the financial ratios used in real estate analysis such as cash-on-cash return, internal-rate-of-return (IRR), capitalization rates (Cap Rates), and much more. You will quickly learn when a property is a good investment and how to make better real estate investment decisions.

Learn More
https://bit.ly/44xVugV

Hello there!

Prepare yourself to witness a seismic shift in your financial journey. This Thursday, we have a golden ticket reserved just for you to an exclusive online assembly that's a sure-fire wealth catalyst!

Prepare to dive headfirst into the realm of tax solutions, as we unveil our exceptional 8-Step Tax System.This is not just your regular financial advice, but a potent tool, crafted to unearth hidden savings worth a fortune! This simple, yet masterfully effective strategy, is set to unlock new dimensions of financial freedom for you.

Imagine saving thousands, simply by employing a system designed to outsmart the tax code. Don't miss your chance to turn the tables and become the master of your own financial destiny.

We cordially invite you to seize this chance to metamorphose your financial reality. Confirm your spot today and leap into a universe of thrilling financial prospects!

Looking forward to greeting you in this revolutionary venture.

When: Thursday, Jul 6, 2023, 07:00 PM Eastern Time   More >> Watch Video Here



Register Now!!!

See you online

Boston REIA









 
https://bit.ly/3O2gIhC

Check out this tool, which is simple and easy to use to skip tracer owners who you want and need to find to make offers fast!

Get a Free 14 day Trial at https://www.Realeflow.com/duncan
https://bit.ly/3pvaygm