Please you the link below to access our Excel spreadsheet of local vendors for the Boston Real Estate Investors Association.

Access the list here.

We are currently converting to a Vendor VIP System which will provide you with instant service response.,

https://www.vendorvip.com/vvboston.html
https://bostonrealestateinvestorsassociation.com/local-vendor-list/

Bratislava, the capital and largest city of Slovakia, is situated in the southwestern region of the country. It is located at the base of the Little Carpathians and spans both sides of the Danube River, as well as the left bank of the Morava River. In 1919, the city adopted its current name, Bratislava, replacing its previous German name, Pressburg.

While many visitors tend to pass through Bratislava, the city offers a wealth of attractions that make it worth exploring. From stunning castles to unique architectural structures and intriguing art, Bratislava has something to offer for everyone.

If you have any inquiries or wish to get in touch with us, please feel free to reach out via email at worldtravelguide2021@gmail.com.

🎵 Music:

Song: Leomind - Le Début (Vlog No Copyright Music)Music provided by Vlog No Copyright Music.Licensed under Creative Commons - Attribution-ShareAlike 3.0 UnportedVideo Link:

Song: InRp - StayMusic provided by Vlog No Copyright Music.Video Link:

Song: Luke Bergs - Tropical SoulMusic provided by Vlog No Copyright Music.Licensed under Creative Commons - Attribution-ShareAlike 3.0 UnportedVideo Link:

Song: Markvard - LifeMusic provided by Vlog No Copyright Music.Licensed under Creative Commons - Attribution 3.0 UnportedVideo Link:

#bratislava #slovakia #travel
https://investingtravels.com/travel-guides/travel-guide-exploring-the-charm-of-bratislava-slovakia/

Introduction to DeFi Liquidity Mining

Decentralized Finance (DeFi) offers unique opportunities to generate a full-time passive income through liquidity mining. By strategically investing in various DeFi platforms, individuals can achieve substantial returns. This article explores different strategies and platforms to maximize passive income with DeFi liquidity mining.

DeFi liquidity mining involves providing liquidity to decentralized exchanges (DEXs) and earning rewards in return. The rewards come from transaction fees and, sometimes, additional incentives provided by the platforms. To create a full-time passive income, it's essential to balance stability and high returns, actively manage investments, and diversify across different assets and platforms.

Blue-chip Investments for Stability

Investing in high TVL (Total Value Locked) assets ensures stability and reliable returns. Blue-chip investments typically involve well-established cryptocurrencies like Ethereum (ETH) and stablecoins. These investments are less volatile and provide consistent returns.

Example Investments:

- ETH to USDT on Uniswap: This pair offers an average return of 50% APR. It involves providing liquidity for Ethereum and Tether (USDT) on the Ethereum network.

- DOA to USDC: This stablecoin pair on the Base Network offers a 40% APR. Stablecoin pairs are less risky and provide reliable returns.

High-yield Opportunities

Incorporating high-yield positions can significantly boost the overall portfolio returns. These investments are riskier but offer higher rewards. It's crucial to allocate a portion of the portfolio to these opportunities while maintaining a balance with more stable investments.

Example Investments:

- sUSDC on the S Network: This pair offers a 195% APR. High-yield opportunities like this can boost the overall portfolio returns.

- OVN to USD Plus on Aerodrome: This pair provides a 250% APR. The USD Plus token is backed by multiple stablecoins, offering additional stability.

Diversification Strategy

Diversifying investments across different assets and platforms is essential to reduce risk. By spreading investments, individuals can mitigate potential losses from any single asset or platform. Diversification also allows for exposure to various opportunities, maximizing overall returns.

Active Management

Regularly managing and adjusting the portfolio is crucial to optimize returns and adapt to market changes. Active management involves monitoring the performance of investments, rebalancing the portfolio, and exploring new opportunities. This proactive approach helps in maintaining consistent returns and minimizing risks.

Risk Management

Understanding and mitigating risks is vital in DeFi liquidity mining. Common risks include impermanent loss, smart contract vulnerabilities, and market volatility. To manage these risks, investors should:

- Monitor impermanent loss: Be aware of the potential loss from price fluctuations in the liquidity pool.

- Evaluate smart contract security: Choose platforms with audited smart contracts and a good security track record.

- Diversify investments: Spread investments across different assets and platforms to reduce risk exposure.

DeFi Tools and Platforms

Utilizing DeFi tools and platforms can enhance returns and streamline the investment process. Tools like Pendle Finance offer fixed yield positions, providing predictable returns. Other platforms like Aerodrome and Uniswap offer various liquidity pools with attractive rewards.

Example Tools:

- Pendle Finance: Offers fixed yield positions with predictable returns. An example is RS ETH, a liquid derivative of Ethereum, providing a 30% APR.

- Uniswap: A popular DEX with various liquidity pools. Example pairs include ETH to USDT and MATIC to USDC, offering competitive APRs.

Crypto Lab Program

Personalized programs like the Crypto Lab Program guide individuals in building and managing their DeFi portfolios effectively. This program offer expert advice, strategies, and support, helping investors achieve their financial goals.

Benefits of the Program:

- Expert guidance: Personalized advice from DeFi experts.

- Comprehensive support: Assistance in building and managing a passive income portfolio.

- Exclusive opportunities: Access to high-yield investment opportunities and strategies.

FREE CRYPTO AND DEFI COURSE

FREE CRYPTO INVESTOR CRASH COURSE WITH A FOCUS ON DEFI, PASSIVE INCOME, AND CASH FLOW!

This is not a course where we speculate on what may be the next $hitcoin to 1000x or ‘guessing’ where the market is headed next. I’m interested in valuable, stable, long term, and predictable projects that also pay me a passive income…

Download it for free!

Conclusion

Creating a full-time passive income through DeFi liquidity mining is achievable with a balanced portfolio, active management, and diversification. By investing in both stable blue-chip assets and high-yield opportunities, individuals can maximize returns and mitigate risks. Utilizing DeFi tools and programs can further enhance the investment process and help achieve financial goals.

If you enjoyed this article, consider exploring the Crypto Lab Research Program for personalized guidance on building your DeFi portfolio. And remember to regularly manage your investments to sustain high returns and adapt to market changes.

https://lucasrubix.samcart.com/referral/freestuff/cbL58isszhGp687r

https://lucasrubix.samcart.com/referral/freestuff/cbL58isszhGp687r
https://investingtravels.com/editors-choice-travel/how-i-make-a-full-time-passive-income-with-defi-liquidity-mining-while-traveling-the-world/

By Jeffrey S. Watson

The Corporate Transparency Act (CTA) is here and now in full force and effect. In 2021, Congress passed this legislation that was signed into law by President Biden but did become official and enforceable until January 1, 2024. This is the most broad, overreaching, and invasive federal reporting statute in the history of our government that squarely and directly impacts every small business owner, entrepreneur and real estate investor you know.

If you are a real estate investor, agent, broker, operator, or anyone else who owns a business, here is what you need to know.

- Which of your entities are considered “reporting entities” under the CTA?

- Who are the beneficial owners of each entity?

- What disclosure information is required?

Using that information, you are now required to timely file your disclosures with the Financial Crimes Enforcement Network (FCEN).

I realize that is a heavy load of information, so let me break this down for you into bite-sized bits of information. Let’s start by looking at what entities are considered to be “reporting” companies under the CTA. The types of entities that must report include C-corporations, Sub-S corporations, LLCs taxed as corporations or partnerships, and LLCs treated as disregarded or pass-through entities.

There is a minimum threshold for the entity of owning, possessing, or controlling $1,000 or more. This means if you have an entity, for example an LLC, that has only been filed with the Secretary of State but does not yet have a tax ID number and does not yet own or control anything, that entity is not considered to be a reporting company yet. When that entity does get a tax ID number and has control or ownership of $1,000 or more of assets, whether directly or indirectly, that entity will then need to report.

What must be reported? Any person who has either substantial control of or an ownership interest of 25% or more in an entity must be disclosed. “Ownership interest” as defined under the CTA is incredibly broad and covers all sorts of arrangements, including, but not limited to, equity, certificates, interest in joint ventures, convertible interest, and bearer shares. Any individual who owns or controls an ownership interest through various means such as trusts, beneficiaries, grantors, intermediaries, or blocker MUST be reported.

The CTA aims to ensure that reporting companies identify all individuals who have substantial control and those who own or control at least 25% of that entity. I know what some of you are thinking. “Well, Jeff, I’ll never own more than 24%, and I’ll stay under that 25% threshold.” That’s fine, as long as you don’t have any substantial control, which I’ll define in my next email. I think you’ll be disappointed to find that your 24% ownership strategy will not work.

What is meant by “substantial control”? Under the Corporate Transparency Act (CTA), the definition of substantial control is distinct from other federal statutes defining that term, such as securities laws. Under the CTA, an individual is deemed to exercise substantial control if any of the following are true:

- they serve as a senior officer or manager of the entity that must report beneficial ownership information to FinCEN,

- they have authority over senior officer appointments,

- they have authority over a majority of the board of directors, or

- they influence important decisions, including those related to business operations, asset transactions, equity issuance, borrowing money, entering into contracts, and governance documents.

In the CTA, there is a non-exhaustive list of examples wherein an individual may exercise substantial control, but the foregoing list should give you an idea as to how wide open and subject to interpretation the term “substantial control” is as it relates to business operations, asset transactions and equity issuance.

Some of you may have read my previous email thinking, “Well, Jeff, I’m going to make sure I never own more than 24% of an LLC or corporation, so I won’t have to be listed in any report.” OK, then how are you going to be able to have that entity do what you want it to do without having “substantial control”? For example, in a small LLC that buys, fixes, and resells houses, whoever makes the decisions on what houses to buy, how much to spend, how to do the rehab, what contractors to hire, where to borrow the money, and when to sell the property and for how much, would all have substantial control. I trust by now you are beginning to realize just how broad and invasive this legislation is.

I’m going to close by giving you an update to a presentation I did last month on the CTA on behalf of the Seller Finance Coalition. Between when I did that presentation and the end of 2023, the regulators at FinCEN changed and expanded the timeframe for a newly-formed 2024 company to report. They have 90 days. If a company formed in 2024 makes any changes to its ownership structure, such as adding or losing a member or someone different having substantial control, it is still a 30-day reporting window for that.

Before I get into explaining my experience using the FinCEN website to register one of my existing entities so I could get a feel for what is going on, I want to make sure you understand a recommendation I’m making that has no material benefit to me but should have a huge protection for you. If you do not already have in place good identity theft insurance, you need to get that right away because it’s more likely than ever that your identity will now be exposed. You need to make sure that identity theft insurance covers the family-owned businesses you may operate and control.

I understand that on page 21 of the 22-page bill, Congress set forth requirements regarding the cyber security for FinCEN’s website, and they are saying it has been given the highest non-classified cyber protection possible; but I also know that there is a history of even classified websites in our federal government being hacked by foreign operatives. That information will be stolen some way, somehow. I don’t know when or by whom or how, but I’m preparing for it now, and I recommend you do the same.

Now for my thoughts regarding my first attempt to use the FinCEN website. At the outset, let me say that I’m impressed by the fact that the site was up and working, but I was highly annoyed at the fact that it looks to be a complicated, multi-page process that seeks to collect far more information than was collected by the office of the Secretary of State when I established my LLCs.

What I and other practitioners I’ve talked with have yet to determine is whether certain information can be auto-populated or auto-saved if you get a FinCEN identification number or if you get an applicant identification number. I would hope, at a minimum, that the applicant ID number would apply across all the entities I have and will be forming in the future.

Given that in the latter part of December, the bureaucrats once again changed their positions on one of the regulations giving a new filer 90 days instead of 30 days in which to register an entity formed in 2024, it allows adequate time for us to figure out how this website functions and how to use it correctly before the deadline for getting things submitted for our newly-filed entities. It also gives each of us time to make sure we develop a list of all the entities we have that we believe are “reporting entities” and gather the necessary information such as drivers licenses or passports and current physical addresses for ourselves and any individual who owns the entities with us.

As of the time of this writing, I don’t know if there are any particulars that the website is requiring relative to the quality or size of the photo identification, such as your drivers license or passport. Remember, we are in the early days of this brand new, invasive, and broad legislation, so there will be a lot of learning to do going forward.

Your comments and brief questions are appreciated. I read every one and will do my best to briefly respond. If you like this article, please feel free to share it on social media or otherwise and encourage your friends to go to WatsonInvested.com to sign up so they can receive my emails.

UPDATE 3/5/24:  Federal Judge Rules Corporate Transparency Act Unconstitutional

UPDATE 3/18/24:  Is It Unconstitutional or Not?

Jeffery S. Watson is an attorney who has had an active trial and hearing practice for more than 25 years. As a contingent fee trial lawyer, he has a unique perspective on investing and wealth protection. He has tried over 20 civil jury trials and has handled thousands of contested hearings. Jeff has changed the law in Ohio four times via litigation.  His articles are also regularly featured the RE Journal.  Read more of his viewpoints at WatsonInvested.com.
https://bostonrealestateinvestorsassociation.com/the-corporate-transparency-act-cta-is-here/

Nestled on the southwestern coast of Africa, Namibia is a land of stunning contrasts and breathtaking landscapes. From the towering dunes of the Namib Desert to the lush, wildlife-rich Etosha National Park, this country offers an unparalleled adventure for every type of traveler. Namibia's diverse cultural heritage, shaped by indigenous tribes and colonial history, adds a rich tapestry of experiences that enchant and intrigue.

Namibia is a must-visit destination for numerous reasons. Its dramatic landscapes, ranging from the world's oldest desert to rugged coastlines, provide endless opportunities for exploration and photography. The country's commitment to conservation means that wildlife is abundant and accessible, offering some of the best safari experiences in Africa. Moreover, Namibia's infrastructure, including well-maintained roads and a variety of accommodation options, makes it an accessible and comfortable destination for both seasoned adventurers and first-time visitors.

Overview of Unique Features

- Namib Desert: Home to some of the tallest sand dunes in the world, this desert is a surreal landscape of red sand, shifting shadows, and eerie silence.

- Skeleton Coast: Named for the shipwrecks that line its shore, this desolate stretch of coastline offers stark beauty and fascinating history.

- Etosha National Park: One of Africa's greatest wildlife parks, Etosha is a sanctuary for elephants, lions, rhinos, and a host of other species.

- Fish River Canyon: The second largest canyon in the world, offering stunning vistas and challenging hiking trails.

- Cultural Diversity: From the Himba tribes with their traditional way of life to the German colonial towns like Swakopmund, Namibia's cultural landscape is as diverse as its natural one.

With its unique blend of adventure, wildlife, and culture, Namibia promises an unforgettable journey for the modern explorer.

Section 1: Preparing for Your Trip

Passport and Visa Requirements

Before embarking on your Namibian adventure, it is essential to ensure that your travel documents are in order. Here’s what you need to know:

- Passport: Ensure your passport is valid for at least six months beyond your intended departure date from Namibia. Additionally, you should have at least two blank pages available for entry and exit stamps.

- Visa Requirements: Visa requirements for Namibia vary depending on your nationality. Citizens from many countries, including the United States, the United Kingdom, Canada, Australia, and most EU countries, do not need a visa for stays of up to 90 days for tourism purposes. However, it is crucial to verify this information with the Namibian embassy or consulate in your home country as regulations can change. For the most accurate and up-to-date information, visit the Namibia Immigration and Visa website.

- Health Requirements: While not directly related to visas, some vaccinations are recommended or required for travel to Namibia. These include vaccinations for yellow fever (if you are traveling from a yellow fever endemic country), hepatitis A and B, typhoid, and routine vaccines. Always consult with a healthcare provider well in advance of your trip.

Packing Tips

Namibia's diverse climate and terrain require careful packing to ensure you are prepared for all conditions. Here are some essential tips:

- Seasonal Clothing:

- Summer (October to April): Light, breathable clothing is ideal as temperatures can soar. However, evenings, especially in the desert, can be cool, so pack a warm jacket.

- Winter (May to September): Days are warm, but temperatures can drop significantly at night. Layers are essential, including a warm jacket, long-sleeve shirts, and pants.

- Footwear: Sturdy, comfortable walking shoes or hiking boots are a must for exploring Namibia's rugged landscapes. Sandals or flip-flops are useful for casual wear.

- Essentials:

- Sun Protection: Namibia is known for its intense sun. Pack a wide-brimmed hat, sunglasses, and high-SPF sunscreen.

- Insect Repellent: While Namibia is not a high-risk malaria area, some regions require precautions. Bring insect repellent to protect against mosquitoes and other insects.

- Water Bottle: Staying hydrated is crucial in the arid climate. A reusable water bottle is environmentally friendly and practical.

- Camera Gear: Namibia offers endless photographic opportunities. Ensure you have your camera, extra batteries, and memory cards.

Travel Insurance

Travel insurance is an essential part of preparing for any trip, and Namibia is no exception. Here’s why it’s important and what to consider:

- Medical Coverage: Namibia has excellent private healthcare facilities in major cities, but these can be expensive. Ensure your travel insurance covers medical emergencies, including evacuation to your home country if necessary.

- Trip Cancellation: Plans can change unexpectedly due to illness, family emergencies, or other unforeseen events. Trip cancellation insurance can help recoup costs.

- Travel Disruptions: Delays, lost luggage, and other travel disruptions can occur. Comprehensive travel insurance will cover these inconveniences.

- Adventure Activities: If you plan to engage in activities such as safari tours, dune bashing, or hiking, ensure your policy covers adventure sports.

Some recommended travel insurance providers include World Nomads, Allianz Travel Insurance, and Travel Guard. Always read the policy details carefully to ensure it meets your specific needs.

Section 2: Arrival in Destination

Airport Information

Hosea Kutako International Airport (WDH)

Your journey to Namibia will likely begin at Hosea Kutako International Airport (WDH), located about 45 kilometers east of the capital city, Windhoek. Here’s what you need to know about the airport:

- Facilities: The airport is relatively small but well-equipped with essential services. Facilities include:

- Duty-Free Shops: Offering a range of goods, from local crafts to international brands.

- Restaurants and Cafes: Serving light meals, snacks, and beverages.

- Currency Exchange: Available at the arrivals and departures halls.

- Car Rentals: Major car rental companies have desks at the airport, making it convenient to pick up a vehicle upon arrival.

- Wi-Fi: Limited free Wi-Fi is available, with options to purchase additional data.

- Transportation: Getting from the airport to your accommodation or next destination is straightforward:

- Taxis: Official airport taxis are available outside the arrivals hall. It’s advisable to agree on a fare before starting your journey, as meters are not always used.

- Shuttle Services: Pre-booked shuttles can be arranged through your hotel or tour operator. These are often more reliable and comfortable than taxis.

- Car Rental: Renting a car is a popular option for exploring Namibia. Book in advance to ensure availability, especially during peak travel seasons.

- Tips:

- Arrival Procedures: After disembarking, you will go through immigration. Ensure you have your completed arrival card, passport, and any necessary visas ready.

- Customs: Namibia has strict regulations regarding the importation of certain goods. Familiarize yourself with these rules to avoid any issues.

- Local Currency: The Namibian Dollar (NAD) is pegged to the South African Rand (ZAR), and both currencies are used interchangeably. It’s a good idea to have some local currency on hand for immediate expenses.

First Impressions

Upon arriving in Namibia, you’ll be struck by the unique blend of natural beauty, cultural diversity, and warm hospitality. Here’s what to expect:

- Warm Welcome: Namibians are known for their friendliness and hospitality. From airport staff to hotel personnel, you’ll encounter welcoming smiles and helpful attitudes.

- Scenic Beauty: Even from the plane, the vast, arid landscapes of Namibia are awe-inspiring. As you drive from the airport to Windhoek, you’ll see rolling hills, dry riverbeds, and the expansive sky that characterizes this stunning country.

- Calm Atmosphere: Namibia’s laid-back pace of life is immediately noticeable. The country’s low population density and vast open spaces contribute to a sense of tranquility and calm.

- Cultural Insights: Windhoek, the capital, is a melting pot of cultures. You’ll see a mix of modern and colonial architecture, vibrant markets, and a diverse population reflecting Namibia’s rich history.

- Modern Amenities: Despite its remote location, Namibia offers many modern amenities. Windhoek boasts comfortable accommodations, good restaurants, and essential services, making it a convenient starting point for your adventure.

Section 3: Where to Stay

Hotels and Resorts

Namibia offers a range of accommodations to suit every budget, from luxury resorts to budget-friendly hotels. Here are some top recommendations:

Luxury Hotels and Resorts

- The Hilton Windhoek

- Location: Windhoek

- Description: A modern hotel offering luxurious rooms, a rooftop pool, and several dining options. It’s an excellent choice for travelers seeking comfort and convenience in the heart of the capital.

- Book Now on Booking.com

- Onguma The Fort

- Location: Near Etosha National Park

- Description: This stunning lodge offers incredible views of the Etosha Pans. Enjoy luxurious suites, exceptional service, and close proximity to wildlife.

- Book Now on Booking.com

- &Beyond Sossusvlei Desert Lodge

- Location

: Namib Desert

- Description: A luxury lodge situated in the heart of the Namib Desert. Experience world-class service, breathtaking views, and exclusive access to the desert dunes.

- Book Now on Booking.com

Mid-Range Accommodations

- Arebbusch Travel Lodge

- Location: Windhoek

- Description: A comfortable and affordable lodge offering a variety of accommodation options, from standard rooms to self-catering chalets.

- Book Now on Booking.com

- Okaukuejo Resort

- Location: Etosha National Park

- Description: A popular resort within Etosha National Park, known for its floodlit waterhole where guests can watch wildlife, including elephants and rhinos.

- Book Now on Booking.com

- Swakopmund Plaza Hotel

- Location: Swakopmund

- Description: Located in the charming coastal town of Swakopmund, this hotel offers modern amenities, comfortable rooms, and easy access to local attractions.

- Book Now on Booking.com

Budget-Friendly Options

- Chameleon Backpackers Lodge

- Location: Windhoek

- Description: A popular choice for budget travelers, offering dormitory beds and private rooms, a swimming pool, and a friendly atmosphere.

- Book Now on Booking.com

- Ondekaremba Lodge

- Location: Near Windhoek Airport

- Description: A budget-friendly lodge offering a peaceful retreat close to the airport, with comfortable rooms and a swimming pool.

- Book Now on Booking.com

- Skeleton Beach Backpackers

- Location: Swakopmund

- Description: A budget accommodation option offering dormitory and private rooms, communal kitchen facilities, and a relaxed vibe near the beach.

- Book Now on Booking.com

Local Homestays

For a more authentic Namibian experience, consider staying in a local homestay. This option allows you to immerse yourself in the culture and daily life of Namibians, providing a deeper understanding of the country.

- Himba Village Homestay

- Location: Northern Namibia

- Description: Stay with the Himba people and learn about their traditional way of life, customs, and crafts. This unique experience includes cultural tours and participation in daily activities.

- Book Now on Booking.com

- Ombahe Guest Farm

- Location: Near Etosha National Park

- Description: A family-run guest farm offering homestay experiences where guests can engage in farm activities, enjoy home-cooked meals, and explore the surrounding nature.

- Book Now on Booking.com

- Katutura Homestay

- Location: Windhoek

- Description: Experience life in one of Windhoek’s vibrant townships. This homestay offers an opportunity to engage with local families, participate in community activities, and gain insights into urban Namibian culture.

- Book Now on Booking.com

Section 4: Exploring Destination

City Guides

Windhoek

Windhoek, the capital city of Namibia, serves as the cultural and economic hub of the country. Here are some key highlights:

- Independence Memorial Museum: A striking building dedicated to Namibia’s struggle for independence, offering panoramic views of the city.

- Christuskirche: This historic church, built in 1907, is an iconic landmark and a fine example of German colonial architecture.

- Daan Viljoen Game Reserve: Located just outside the city, this reserve offers hiking trails and opportunities to see wildlife such as zebras, giraffes, and various antelope species.

- Katutura Township: Take a guided tour to experience the vibrant culture and history of this urban community, and visit local markets and craft centers.

Swakopmund

Swakopmund, a coastal city with a strong German influence, is known for its charming architecture and adventure activities:

- Swakopmund Museum: Namibia's largest private museum, offering exhibits on local history, culture, and wildlife.

- Swakopmund Jetty: A historic jetty with restaurants and bars, perfect for enjoying ocean views.

- Desert Adventures: Experience sandboarding, quad biking, and camel rides in the nearby dunes of the Namib Desert.

- Skeleton Coast: Visit the eerie Skeleton Coast, known for its shipwrecks and desolate beauty.

Etosha National Park

Etosha National Park is one of Africa’s premier wildlife destinations, renowned for its large salt pan and diverse animal population:

- Etosha Pan: The vast salt pan is visible from space and forms a unique landscape that attracts a variety of wildlife.

- Waterholes: The park’s waterholes are prime spots for wildlife viewing, especially during the dry season. Key waterholes include Okaukuejo, Halali, and Namutoni.

- Night Drives: Join guided night drives to see nocturnal animals, including elusive predators like leopards and hyenas.

Hidden Gems

Namibia is full of lesser-known attractions that offer unique experiences away from the typical tourist trail:

- Spitzkoppe: Known as the “Matterhorn of Africa,” these striking granite peaks offer excellent hiking and rock climbing opportunities, as well as ancient San rock art.

- Kolmanskop: A ghost town near Lüderitz, where the sands of the Namib Desert have reclaimed a once-thriving diamond mining community.

- Caprivi Strip: This lush, green region in the northeastern part of Namibia is home to the Bwabwata, Mudumu, and Nkasa Rupara National Parks, offering rich birdlife and secluded safari experiences.

- Epupa Falls: Located on the Kunene River, these stunning waterfalls are a scenic and tranquil spot, ideal for camping and cultural tours with the local Himba communities.

Cultural Insights

Namibia's cultural landscape is rich and varied, reflecting its history and the diverse communities that call it home:

- Traditional Festivals:

- Wika Carnival: Celebrated in Windhoek, this carnival showcases Namibia’s German heritage with parades, music, and dancing.

- Ovaherero Day: A significant cultural event for the Herero people, featuring traditional dress, dances, and ceremonies.

- Enjando Street Festival: Held in Katutura, Windhoek, this festival celebrates Namibian culture with music, dance, and food stalls.

- Local Customs:

- Himba People: Known for their distinctive appearance, the Himba people of northern Namibia are famous for their ochre-covered skin and intricate hairstyles. Visitors can learn about their traditional way of life through guided cultural tours.

- San Bushmen: The San people are one of the oldest cultures in the world. Experience their traditional hunter-gatherer lifestyle, survival skills, and storytelling on a visit to the Kalahari Desert.

- Language and Etiquette: Namibia is home to multiple languages, including English (the official language), Afrikaans, German, and various indigenous languages. Respect for elders and formal greetings are important aspects of Namibian etiquette.

Section 5: Food and Drink

Local Delicacies

Namibia offers a rich culinary landscape influenced by its diverse cultures, colonial history, and indigenous traditions. Here are some must-try dishes and where to find them:

Must-Try Dishes

- Kapana

- Description: Kapana is a popular street food consisting of grilled beef strips seasoned with a spicy chili sauce. It is typically served with a side of salsa and fat cakes (fried dough).

- Where to Find: You can find Kapana at local markets and street vendors in Windhoek, particularly in the Katutura township.

- Biltong

- Description: Biltong is air-dried cured meat, usually made from beef or game. It’s a favorite snack among locals and visitors alike.

- Where to Find: Available at supermarkets, butcher shops, and specialty stores across Namibia.

- Potjiekos

- Description: Potjiekos is a traditional stew cooked in a cast-iron pot over an open fire. Ingredients typically include meat, vegetables, and a mix of spices.

- Where to Find: Enjoy Potjiekos at local restaurants or during camping trips and bush braais (barbecues).

- Mopane Worms

- Description: A traditional delicacy, mopane worms are caterpillars of the Emperor moth, often dried and cooked in a sauce or fried. They are high in protein and considered a nutritious snack.

- Where to Find

: Try mopane worms at local markets or traditional eateries.

- Braai

- Description: Similar to a barbecue, a braai involves grilling meat over an open flame. Common items include boerewors (farmers’ sausage), lamb chops, and game meat.

- Where to Find: Participate in a braai at lodges, campsites, or with local hosts.

- Vetkoek

- Description: Vetkoek, or "fat cake," is a type of fried dough often stuffed with savory fillings like mince or enjoyed with syrup or honey.

- Where to Find: Available at bakeries, street vendors, and local markets.

Recommended Restaurants

- Joe’s Beerhouse

- Location: Windhoek

- Specialty: A popular spot for traditional Namibian dishes, including game meat platters and hearty stews.

- Joe’s Beerhouse

- The Tug

- Location: Swakopmund

- Specialty: Located near the beach, The Tug offers fresh seafood, including Namibian oysters and line-caught fish, alongside a stunning ocean view.

- The Tug Restaurant

- Gondwana's Canyon Roadhouse

- Location: Near Fish River Canyon

- Specialty: This quirky restaurant serves delicious local dishes and has a vintage car theme.

- Gondwana's Canyon Roadhouse

Dining Etiquette

Understanding local dining customs can enhance your culinary experience in Namibia. Here are some tips to keep in mind:

- Greeting: Always greet your host or the staff upon entering a restaurant. A simple "hello" or "good evening" in English or Afrikaans (e.g., "Goeie naand") is polite.

- Formal Meals: For formal dinners or gatherings, wait to be shown your seat. It’s customary to wait for the host to begin eating before you start.

- Sharing Meals: In many traditional settings, food is shared from communal dishes. Use the serving utensils provided and never use your own fork or spoon to take food from the communal plate.

- Right Hand: When eating with your hands, always use your right hand, as the left hand is considered unclean in many cultures.

- Compliments: Complimenting the chef or host on the meal is appreciated. A simple "thank you" or "the food is delicious" goes a long way.

- Alcohol: When drinking alcohol, it’s customary to toast before taking your first sip. Make eye contact and say "cheers" or "proost" (Afrikaans).

Section 6: Outdoor Adventures

Hiking and Nature Trails

Namibia is a paradise for outdoor enthusiasts, offering some of the most spectacular hiking and nature trails in Africa.
https://investingtravels.com/adventure-travel/discover-namibia-a-comprehensive-travel-guide-for-the-modern-explorer/

Established by the Association of National Advertisers (ANA), the Alliance for Inclusive and Multicultural Marketing (AIMM) recently awarded The Home Depot as #1 on their list of Most Culturally Inclusive Brands of 2023.

The awards are based on extensive research in partnership with the Cultural Inclusion Accelerator (CIA), a market research firm that helps companies understand the value of DEI reflections in marketing campaigns. Their methodology identifies the cultural impact, effectiveness and relevancy of a brand’s advertising materials, helping encourage inclusive promotional communications.

“This award reflects our commitment to connect with all our customers at Home Depot. We believe that we make meaningful connections by serving our communities, understanding our customers, and reflecting them in everything we do and in all our communications, both inside and outside of our stores.” - Molly Battin, CMO at The Home Depot

Scores for cultural relevancy were combined in an overall ranking of brands by segment: Asian, Black, Hispanic (English & Spanish), LGBTQ+, Persons with Disabilities, Multicultural & Inclusive and Overall Population. After collecting more than 280,000 consumer evaluations across these audiences, The Home Depot was identified as the most culturally inclusive brand.

Carlos Santiago, co-founder of AIMM shares, “AIMM and CIA are proud to unveil this distinguished list of brands that have demonstrated an unwavering commitment to portraying diverse consumers authentically, and inspiring the industry to see, understand and celebrate the true identities of all consumers."
https://bostonrealestateinvestorsassociation.com/the-home-depot-earns-top-spot-as-most-culturally-inclusive-brand-of-2023/

Price: $16.99 - $12.79
(as of Mar 21,2024 00:45:43 UTC - Details)

From the brand

Cozy Essential is dedicated to delivering intelligent and cost-effective storage solutions that significantly enhance and improve people's daily lives. Our products are thoughtfully designed to cater to everyone's everyday storage needs.

With over 2 decades of experience in the home organization industry, we have emerged as a leading online seller of storage products.
Vacuum Bag Combo Series
Travel Compression Bags Series

Our Brand

Cozy Essential is your go-to storage solution that effortlessly brings order and tidiness to your living space. Say goodbye to clutter and embrace a beautifully organized home with us.

Our Mission

We are committed to crafting innovative products that simplify and transform the storage experience for everyone.

Our Name

Our brand name, Cozy Essential, captures our core value of enhancing the comfort and coziness of people's lives. With Cozy Essential, we strive to bring you products that make everyday experiences more delightful and enjoyable.

Our compression bags for travel save your storage space with no vacuum needed. Just roll up these space saving bags, functioning as powerful storage solution for travel, trips and home.

Various sizes: 12 travel combo includes 5pcs Large roll size-27.5x19.5'' (70x50 cm), 5pcs Medium roll size -23.5x15.7'' (60x40 cm) and 2pcs Small roll size-19.5x13.8'' (50x35 cm). Sized right for your closet, suitcases and boarding bags.

Easy to use: All you need to do is to seal the zipper, roll out the air from the zipper side to the bottom vent side and our travel roll up bags will stay compressed without any other equipment needed.

Secure packing travel gear: Our compression travel bags use extra thick PA+PE to secure your clothes from dirt, dust and other damages. The double layer design ensures long term storage. Our travel roll up bags can be reused multiple times.
https://investingtravels.com/travel-products/12-compression-travel-bags-space-saver-bags-for-luggage-and-cruises-5-large-5-medium-2-small/

What's Happening with Cambridge's Real Estate Market?

Hey there! I'm Jeff Chubb, a retired investment banker turned real estate agent with over a thousand home sales under my belt. I always keep an eye on the market stats to stay ahead of trends. But let me tell you, I was genuinely surprised by the recent numbers from the Cambridge real estate market.

https://youtu.be/ZoKSAfQ6Kuw

So, here’s the scoop on Cambridge as of 2024. We've seen 102 condos sell at an average price of $1,082,477 and a median price of $919,000. Now, compare that to 2023, when 107 condos were sold at an average price of $1,211,732 and a median price of $975,000. Sales are slightly down by about 4.7%, but the real eyebrow-raiser is the drop in average and median prices—10.7% and 5.7%, respectively. This decline primarily reflects a dip in the sales of higher-end condos, which weren't as robust as last year.

Now, you might wonder if this trend is unique to Cambridge or if it's affecting the broader Boston area too. Over in Boston, it's a mixed bag. This year, 794 condos have been sold, marking a 12% decrease in sales. However, the average sales price actually increased by 6.1% to $1,116,933, and the median price rose slightly by 2% to $740,000. Interestingly, the high-end market in Boston saw an 8% increase in sales, unlike Cambridge.

Back to Cambridge, the current inventory stands at 109 units, up a significant 45% from last year's 75. With an average of 28.33 condos selling each month, there's about 3.85 months’ worth of inventory on the market, suggesting a softening market. If you're thinking of selling in Cambridge, it might be wise to move quickly.

If you have any questions about real estate or are thinking about buying or selling, feel free to reach out. I'm here to help navigate these interesting times in the real estate market.

Jeffrey Chubb 2024-05-07 13:24:53

#RealEstate #CambridgeMarket #MarketTrends
https://bostonrealestateinvestorsassociation.com/prices-dropping-in-cambridge-ma/

The Opportunity Zones program is seeing significant updates and proposed changes, primarily aimed at enhancing the benefits and refining the operational aspects of the program to foster more economic development in underserved communities.

A new bipartisan bill introduced in the U.S. House of Representatives is proposing to extend the tax deferral period for Opportunity Zones investments from 2026 to 2028. This extension aims to provide investors with additional time to reap tax benefits, such as the basis step-up incentives. Previously, investments made by December 31, 2021, could qualify for a 10% basis step-up, with the possibility of an additional 5% for investments held for seven years. The new bill also suggests expanding reporting requirements to enhance transparency, allowing investments in multiple funds (fund of funds), and disqualifying high-income Opportunity Zones while providing states the option to designate a new zone

Further, the legislation intends to address concerns about certain zones, like Buick City in Flint, Michigan, that were initially overlooked. These improvements are part of an ongoing effort to ensure that the program can better serve targeted communities while also addressing industrial site revitalization

For more detailed insights into the legislative updates and their implications on real estate and other business investments within Opportunity Zones, you can refer to comprehensive resources and analyses provided by OpportunityDb and Novogradac. These updates reflect the evolving nature of the program and its role in enhancing community development through strategic investments.

Further reading can be found on our blog https://bostonrealestateinvestorsassociation.com/opportunity-zones/
https://bostonrealestateinvestorsassociation.com/reviving-communities-the-transformative-power-of-opportunity-zones-in-real-estate-investment/

We hope you’re enjoying the benefits of being part of our real estate investing community. As part of our ongoing efforts to bring more value to your membership, we’re excited to announce a partnership with VendorVIP to create an exclusive list of trusted vendors for home services, and we need your help!

**We’re looking for your recommendations on:**- HVAC services- Plumbing services- Flooring specialists- Pest control services- Any other in-home service providers you trust

If you have had a positive experience with any local service providers, please share their contact details with us. We want to ensure that all our members have access to reliable and high-quality services.

**How to submit your recommendations:**

- Please email us @ bostonreia @gmail.com with the name, contact information, and a brief description of your experience with the service provider.- If possible, please let us know why you recommend them and any specific services they provided that stood out.

Your input is invaluable, and by sharing your experiences, you're helping us build a resource that benefits the entire community. We will personally reach out to each recommended provider to ensure they meet our standards before adding them to our official VendorVIP list.

Thank you for your help in creating a trusted network of service providers!

Warm regards,

Duncan Wierman

Boston Real Estate Investors Association

www.BostonRealEstateInvestorsAssociation.com
https://bostonrealestateinvestorsassociation.com/help-us-create-the-ultimate-home-service-vendor-list/

Unlocking the Potential of Real Estate Lead Sources: A Guide for Investors and Agents

Navigating the myriad of lead sources available in real estate can be daunting. Each source comes with its unique set of advantages and challenges. Understanding these can significantly impact the effectiveness of your marketing strategy and ultimately, your success in the real estate market. Here, we'll explore various lead sources that have shaped the career of Jeff Chubb, a seasoned real estate professional with experience at RE/MAX, eXp, and now partnered with REAL.

The Double-Edged Sword of Free Lead Sources

Free lead sources like open houses, door-knocking, expired listings, and For Sale By Owners (FSBOs) are a great starting point for new agents. These methods require no upfront financial investment but demand a significant amount of time, making them less scalable as your business grows. These activities, while cost-effective, can quickly consume your most valuable asset—time.

Leveraging Digital Platforms: YouTube and Social Media

In the digital age, platforms like YouTube offer a fantastic avenue for generating leads at no cost other than your time. Creating engaging content that addresses potential buyers' pain points and offers real value can attract leads who are engaged and potentially closer to making a purchase decision.

Social media platforms, particularly Facebook, provide a cost-effective method for purchasing leads. These platforms allow for targeted advertisements that can fill your pipeline with potential leads. However, these leads are generally higher in the sales funnel and require nurturing over time to convert into sales.

The High Stakes Game of Paid and Organic Leads

Google or Bing Pay Per Click campaigns are more expensive than social media ads but tend to deliver higher quality leads. These are people actively searching for specific real estate services, thereby increasing the likelihood of conversion.

On the other hand, organic leads generated through effective Search Engine Optimization (SEO) on your website can be a goldmine. Although SEO requires a significant upfront effort and patience, the long-term payoff is high-quality traffic that can convert at a higher rate without the ongoing costs associated with paid advertising.

Premium Lead Sources: Real Estate Portals

Platforms like Zillow, Realtor.com, Homes.com, and Realty.com are on the pricier end of the spectrum. These leads are usually further along in the buying process, making them more valuable. However, the high cost associated with these leads necessitates a robust follow-up process and efficient sales funnel to ensure a good return on investment.

TRY THIS SOURCE OUT - HIGHLY RECOMMENDED

Traditional Yet Effective: Farming and Media Advertising

Farming a neighborhood through regular mailers and community engagement can be expensive and slow to yield results but promises significant returns with persistent effort. Similarly, investing in radio, TV, and podcast advertisements requires a substantial initial budget and commitment but can greatly enhance brand recognition and lead generation in competitive markets.

Strategic Advice for Real Estate Investors and Agents

- Master One Source at a Time: Dive deep into one lead source, optimize your strategy and ensure it yields consistent results before moving on to the next.

- Avoid Trend Chasing: Stick to lead sources that have proven effective and resist the temptation to jump onto every new trend.

- Invest in Systems: As your lead generation efforts scale up, having robust systems in place to manage and nurture leads becomes crucial.

Conclusion

Lead generation is the lifeblood of the real estate business. By carefully choosing and mastering different lead sources, you can ensure a steady stream of clients and grow your business sustainably. Whether through free methods, digital marketing, or traditional advertising, the key to success lies in consistent effort and strategic optimization.

For those eager to learn more about real estate lead generation or discuss their experiences, feel free to reach out to industry experts like Jeff Chubb or explore additional resources to enhance your understanding and skills in this critical area.

Check out our recommended source of ALL leads here by clicking here

CHECK IT OUT NOW
https://bostonrealestateinvestorsassociation.com/real-estate-lead-generation-top-lead-sources/

Alison Brizius has been appointed as the Assistant Secretary and Director of the Office of Coastal Zone Management (CZM) by Massachusetts Energy and Environmental Affairs (EEA) Secretary Rebecca Tepper. CZM is responsible for leading the state's policy and planning on coastal and ocean issues, aiming to balance human activities' impact with the protection of coastal and marine resources through various strategies.

Brizius will oversee the ResilientCoasts initiative, a proactive strategy launched by the Healey-Driscoll Administration to guide state and local coastal resiliency policy and action. She will also implement the state's coastal programs under the federal Coastal Zone Management Act, ensuring environmental justice and equity are integrated into this work. Brizius will begin her new role on May 6.

In response to Brizius's appointment, EEA Secretary Rebecca Tepper stated, "Our coastal communities are facing the impacts of climate change, and it is crucial to have a strong and innovative leader like Alison Brizius at the helm of CZM. The Healey-Driscoll Administration is committed to protecting the state's coastlines and preparing for the future, and Brizius's background and expertise make her the ideal candidate for this role."

Brizius expressed her excitement about joining the Healey-Driscoll Administration and highlighted the importance of protecting Massachusetts' coastlines in the face of climate change. She emphasized her eagerness to work with the CZM team to enhance resilience, environmental justice, and sustainability for the benefit of future generations.

Brizius comes to CZM from the City of Boston, where she served as Commissioner of Environment, leading efforts to address climate change impacts and promote environmental stewardship. She has a background in climate resilience and previously held roles focused on climate and environmental planning. Brizius holds a Ph.D. in Physics from the University of Chicago.

Various stakeholders, including Boston Mayor Michelle Wu, NOAA's Office for Coastal Management, and local environmental organizations, have expressed their support for Brizius's appointment, citing her experience and leadership in climate adaptation and resilience efforts. They look forward to collaborating with Brizius and the CZM team to ensure the region's coastal areas remain resilient, sustainable, and accessible for future generations.
#HealeyDriscoll #Administration #Names #Alison #Brizius #Coastal #Zone #Management #Director,
https://bostonrealestateinvestorsassociation.com/alison-brizius-appointed-as-the-new-director-of-coastal-zone-management-by-the-healey-driscoll-administration/

So team or not to team.
I think a team is a GREAT idea for a new agent. There is a reason why 87% of all newly licensed agents are out of the business within 2 years. We will touch more on that in a couple of moments.
However a team offers a newly licensed agent a steroid shot and drastically increases their chances of making it in the industry. And for the record. This industry is cutthroat. It is one of the most difficult out there. I know the HGTVs of the world make it look easy… But again. There is a reason that 87% of all agents end up leaving within two years!
Yes. A team is a good idea. But only if it is the right team.
I mentioned a team leader who has a team to serve them a couple of moments ago. If this is the team you are looking at, then walk away and find a better team.
Like the Berenstain Bears beds, there are many different styles of teams. Some are really big. We call these Mega teams. Then you have what I would call normal-size teams. And then you have the smaller husband and wife size teams.
And all of them offer a different value proposition and can have some additional negatives. For example, a Mega team will most likely offer an agent more resources. Accountability will be a major thing as these mega teams are keeping track of all the KPIs, Key Performance Indicators. They will track how many calls you make, how many conversations you have. What the conversation-to-appointment ratio is. Then the appointment to contract signed ratio. You name it. They track it all. And they have to. Because they invest so much money every single month to ensure that the wheel keeps moving. They will also charge the buyer agent more. But if you want more leads, more training, more accountability, and possibly a bigger chance of success, then this is a great bet for you.
Then there is the husband and wife, mom and pop style team. There can be some big advantages to these team structures, but also some disadvantages. For the person wanting some resources, but maybe not wanting all of the accountability, then this could be a great option! But let’s dig into this a little deeper.
These teams aren’t holding their one or two agents accountable because they are not investing that much or even any into you and your business. Oftentimes the leads that these agents are receiving are the breadcrumbs of the team owners. The leads that they don’t want to work or the open houses that they don’t want to host.
I know this because this is where my team first originated out of. It’s how most teams first originate. My business was getting too big for me personally to handle. So I stopped working on all leads below $300,000. Then it became $350,000 and then it became a certain geographical area. Rather than throw away these leads and get nothing for them, I gave them to a buyer agent and did some wishing and praying. Anything converted was considered a little bonus.
In this situation the training isn’t great. There are leads, but they are the bottom feeder leads. But the splits are ultimately better!
Then there is the in between. The 10 or so person team that has a lot of the same resources. Has a bunch of accountability and is run with the agent and their success in mind. Ultimately at this level, the team leader has stepped out of production. They need their agents to be successful in order to pay their bills! These team structures ultimately feel a lot less like a machine and a close community. I find that it’s these size teams that generally have the best culture.
Without a doubt, a team will provide a new agent the best chances of success and drastically reduce the chances that the new agent becomes part of that 87% statistic.
So what is it that an agent is giving up in order to be on a team? A percentage of the commission.
On some teams that could be 30, 40, 50. I have even seen teams at 60 to 70 percent for in house leads that an inside sales associate nurtured.
It seems like a lot. I get it. But keep in mind that an agent on one of these teams has little to no monthly expenses.
People think that these teams slaughter it. But consider this. The best and most finely run mega teams will have a profit margin that tops out at 20 percent. If that team has a margin of 15%, then they are doing pretty well… And that’s before Uncle Sam comes knocking.
So what does that mean? Let’s say it’s a $10,000 commission after paying the brokerage as well as any ancillary fees. And let’s say it's a 50/50 split. Agent gets $5,000 of pretty much profit while the team gets $5,000 of revenue. Of that $5,000, the team will reinvest $4,000 into their business in the tune of new leads, office support, maybe an inside sales associate department while $1,000 is their top of the line profit.
These bigger teams are built solely to get agents to be more productive and get a return on their invested capital.
Can you succeed as a new and solo agent? Absolutely! Will it be more difficult? 100%. Leads are harder to come by. Training is more important than ever in this rapidly changing industry. And for most, the freedom is enough where we hang ourselves so the accountability is what keeps us focused and in the game.
If you are newly licensed and think a team would be a right fit for you, then let me know. Happy to pass along some team recommendations for you.
And if you are looking for a company where you will be able to learn and grow, then I would love to chat with you about the opportunities over here at Real Broker.
Again, it’s Jeff Chubb. You can reach me at 617-775-7687 and all my other contact information is below.
Until next time!

#Real #Estate #Join #Team
Jeffrey Chubb
2024-04-22 14:52:16
https://bostonrealestateinvestorsassociation.com/new-to-real-estate-should-you-join-a-team/

The plaintiffs from Sitzer & Burnett filed a motion on Friday seeking preliminary approval for the proposed settlement. Brokerages and MLSs who were not included in the initial agreement must act by June 18 in order to be included.
#60day #clock #begins #brokerages #seeking #opt #418M #NAR #deal,
https://bostonrealestateinvestorsassociation.com/brokerages-interested-in-participating-in-the-418-million-nar-deal-must-act-quickly-as-the-60-day-countdown-has-officially-started/

Avalanche home loan tokenization protocol raises $10M in Series A

“Homeowners effectively sell a portion of their home’s equity at today’s price and repay at tomorrow’s,” wrote Homium staff.

Homium, a home equity line of credit (HELOC) tokenization protocol built on Avalanche, has raised $10 million in a Series A funding round led by Sorenson Impact Group and Blizzard.

“Through shared appreciation home equity loans, Homium introduces a way for homeowners to borrow against their home equity without increasing their monthly debt burden,” wrote Avalanche in an April 15 announcement. 

By using Homium, homeowners pledge a portion of their home’s future appreciation as collateral for loan equity in maintenance and repairs, debt consolidation or inheritance. At the same time, investors receive a tokenized asset tracking the price appreciation of a pool of shared homes on the protocol.

Homium is building a valuable new asset class for institutional investors, providing a new source of uncorrelated, inflation-protected return in their core portfolios,” said CEO Tommy Mercein in a statement. The first such home tokenization loans are currently available in the United States state of Colorado.

The tokenized assets are backed by second mortgage loans made to owner-occupied single-family homes. Investors of the HELOC tokens are secured to the title like any other mortgage. Homium pledges that every home is “appraised by a third party, hybrid valuation service” with nationwide loan originators. 

While the HELOC tokens are built on distributed ledger technology, they are not cryptocurrencies. Instead, the tokens are debt securities compliant with the United States Securities and Exchange Commission’s (SEC) Rule 144A regarding private placement to institutional investors. Regarding its technology, Homium explained:

“Patented technology gives Homium investors a real time window into every loan in each pool including its origination value and current marked-to-market estimated value. Because Homium loans are underwritten to a uniform standard that secures a % of the underlying home equity, this allows instant securitization of the note from inception. Investors receive pooled exposure to home price appreciation by state."

Since July 2023, Avalanche has pledged $50 million in investments for on-chain tokenization protocols, with a major focus on those specializing in real estate and digital collectibles. Meanwhile, financial services giant Citi recently described the tokenization market as the next “killer use case” in crypto.
Source - Avalanche home loan tokenization protocol raises $10M in Series A (cointelegraph.com)
https://bostonrealestateinvestorsassociation.com/blockchain-loans-for-real-estate-now-possible-get-your-future-equity-today/

Another Boston REIA Membership Benefit

When it comes to promoting an event, enhancing your business visibility, or simply adding a personal touch to a celebration, visual impact is key. Custom signage plays a crucial role in making that impact, and BuildASign.com has established itself as a leader in online custom signage services. Offering a wide range of customizable products, from banners and signs to flags and more, BuildASign provides solutions that cater to both business needs and personal preferences.

What is BuildASign?

BuildASign.com is a web-based platform that specializes in offering an extensive array of custom printing and signage solutions. Since its inception in 2005, the company has focused on making it easy and affordable for individuals and businesses to create high-quality custom signs, banners, and flags without needing to go through traditional print shops. https://www.buildasign.com/

Custom Signs: Enhance Your Business or Event

At BuildASign, customers can choose from a variety of sign options to suit any need. Whether you're looking for durable yard signs for a political campaign or elegant acrylic signs for a corporate event, BuildASign has the tools and materials to bring your vision to life. Their user-friendly design tools allow customers to upload their own graphics or choose from thousands of pre-existing templates, making the design process as straightforward as possible.

Banners for Every Occasion

Banners are a versatile solution for making an eye-catching statement. BuildASign offers custom banners in a range of materials, including vinyl, mesh, and fabric, all customizable to the exact size and design specifications you need. Whether it's for a grand opening, a family reunion, or a trade show, these banners can be designed to withstand the elements outdoors or look sleek and professional indoors.

Flags: Catching the Eye with Movement

Custom flags are an excellent way to grab attention. Available in various styles such as feather, teardrop, and standard flags, BuildASign’s flags are perfect for advertising businesses, directing visitors at events, or showing off team spirit. Lightweight yet durable, these flags are designed for easy setup and takedown, making them ideal for both long-term and temporary displays.

Design Tools and Customer Support

One of BuildASign’s strengths is its commitment to customer satisfaction through an accessible design experience. The online design tool simplifies the creation process, allowing users to edit text, colors, and images until they find the perfect look for their sign, banner, or flag. Additionally, for those who desire a bit more guidance, BuildASign's customer service team is available to provide expert advice and support.

Conclusion: Why Choose BuildASign?

BuildASign.com stands out in the custom sign-making market for its blend of quality, convenience, and affordability. With an easy-to-use website, a vast range of customizable products, and a commitment to customer satisfaction, BuildASign ensures that your next custom sign, banner, or flag will not only meet but exceed your expectations.

For anyone looking to make a significant visual impact at their next event or promotion, BuildASign offers the tools and support needed to create something truly unique. Visit BuildASign.com today and start your custom signage project with confidence. https://www.buildasign.com/
https://bostonrealestateinvestorsassociation.com/buildasign-com-your-one-stop-shop-for-custom-signs-banners-and-flags/

Courtney Fricke is a Solutions Based and Creative Real Estate Investor located in the Greater New Orleans area. She has buy and hold portfolios in Southeast Louisiana as well as South Mississippi that have all been acquired through creative financing or private money loans from everyday folks. Since her start, she has flipped, held rentals, wholesaled, developed, bought, and sold with owner financing, and handled complex title issues with many different asset classes such as low-end and high-end single family, mobile homes on land and in parks, mobile home, and RV parks, small and large multi-family, small and large tracts of land. As founder of Northshore Real Estate Investors Association and cohost of WWL's Home Improvement Radio Show, she cares about solving the real estate problems of our community through education for the public and within the industry.

Time : May 2, 2024 07:00 PM Eastern Time (US and Canada)

Register in advance for this meeting:https://us02web.zoom.us/meeting/register/tZYvd-CgrDwoGdfZNzd8QCF_Cv130R4_wjnX
https://bostonrealestateinvestorsassociation.com/solution-based-real-estate-investor-courtney-fricke-to-speak-at-boston-reia-via-zoom/