At the upcoming Boston Real Estate Investors Association Zoom Meeting on Thursday, September 4 at 7 PM EST, you’ll learn how to protect your wealth the same way the ultra-rich do — using legal tools most investors overlook.

Lee R. Phillips, Counselor to the United States Supreme Court and a nationally recognized expert in real estate law and tax strategy, will walk us through 15 high-impact tactics that every investor should implement right now. Whether you're new to investing or already managing a large portfolio, this training will be an absolute game-changer.

📚 What You'll Learn – 15 Proven Legal & Tax Strategies

During this live Zoom session, Lee will reveal:

- Nine legal loopholes that accelerate wealth building

- The #1 asset protection structure used by high-net-worth investors

- How to separate good assets from risky ones

- What to do with upside-down properties or failing businesses

- A simple legal tip that can save or earn you thousands this year

- The 10 most effective asset protection strategies

- The best states to form an LLC or corporation

- Why “one LLC per property” may be a trap

- The real truth about land trusts

- How to legally generate income from your primary residence

- Why LLCs often outperform corporations for real estate

- How to prevent a domino-effect collapse like in 2009

- The power of Above the Line vs. Below the Line accounting

- How to avoid IRS audit red flags

- When to choose multi-member vs. single-member LLCs

🎯 Don’t Miss This LIVE Zoom Meeting – Thursday, Sept 4

This is not a replay — it’s a live legal masterclass with Q&A, case examples, and networking.

🧠 Practical, step-by-step strategies📚 Real legal education (not theory)💼 Designed specifically for real estate investors

📅 Date: Thursday, September 4🕖 Time: 7:00 PM EST📍 Location: Online via Zoom🎟️ Registration is free but required

https://us02web.zoom.us/meeting/register/82vOxhC2SWykpwh4TVIS2g https://bostonrealestateinvestorsassociation.com/15-legal-strategies-every-real-estate-investor-should-know-learn-them-live-at-boston-reia-on-sept-4/

Add a Zero to Your Income by doing this one thing!
This one killed me. Because it was so stupid and I couldn’t believe I wasn’t doing this my entire career in Real Estate.
And the worst part is that even after all of those years and all of the transactions… I didn’t even think about it. I stole the idea when I was visiting a friend and learning about his operation.
I immediately started to think about all the buyer clients that I had lost over the years because quite frankly… I was doing a crappy job working with them.
Millions of dollars in lost fees. And it could have been so painfully easy to retain them...
Real quick, hey it’s Jeff Chubb. I am a recovering RE/MAX, then eXp Agent that now is partnered with REAL. If you have any questions about my experiences, then know I am an open book and ready to help… All confidentially of course. And if you like the content, then I appreciate you slamming that like button right down there and considering subscribing!
Okay, so what is it? What is this painfully stupid idea?
It’s texting your clients house options that you have scrubbed.
I know what you are thinking… DUH. But it’s the system that you need to put in place to ensure that you are consistent that makes the difference.
Consistency is key in pretty much everything in life. But you can see the difference it makes in this business very quickly!
So here is the system. You most likely have a CRM that is sending your clients properties. Hopefully you have a CRM that tracks how often your buyers view a property as well… We will also dig into that one a little more in a couple of seconds.
Now that you have your client setup to receive property listings, you now need to set yourself up as well. Set Up a direct MLS search and have the data pulled so that it sends you the house the moment it is listed.
Now to be clear, this is not for every buyer in your database. This is for the home buyers that are serious. Your A and B buyers that have signed exclusive buyer agency agreements.
By the way, did you catch that? Are you looking to provide more value to the folks that sign a buyer agency agreement? This is a differentiating value proposition!
It’s time to do the work and make the difference now that the MLS is set up to send you properties on your buyer John Smith’s home search.You will get these properties in your email and you will want to scrub the property. This is a very important part. You need to scrub it. You need to ensure that the house that you are about to text over to the client checks most, if not all of the buyer’s needed boxes.
You don’t want to be texting over 33 houses a week. This is to be targeted. Think two or three a week and only if there are actually two or three good options.
This will do a couple of things for you. This will increase your value in the eyes of your buyer and will also increase the likelihood that the buyer will schedule property showings. It increases the amount of communication to the home buyer which creates more loyalty. And I think that you will also find that it speeds up the search process.
Back to your CRM and what it tracks. Hopefully your CRM notifies you if one of your prospective buyers has viewed a house 5 or more times. That is a pretty great indication that your home buyer has some strong interest.
I hope that you are following up with them as well. Okay, maybe not reaching out to them every time that they look at a house 5 or more times. Because then they may just start to think that you are spying on them.
And the text is simple, “Hi John, any thoughts on this one?”. If you have a CRM like I do then you are able to put in the MLS number and it will create a link with the text. But if you don’t have that feature, then simply go to your website and grab the web address link and have it as part of your text.
DO NOT give them a link to Zillow or Redfin. Build up your own credibility with the home buyer. No theirs.
Hope this helps. I can only imagine what it would be like if I had known and built out this system when I first started.
Again, it’s Jeff Chubb. If you are considering changing brokerages and want to learn more about REAL Broker, then I would love to be the one to show you the advantages of teaming up with this amazing company. https://bostonrealestateinvestorsassociation.com/realtors-add-a-zero-to-your-income/

Boston is the best at so many things… But when it comes to getting a big fat monthly cash flow return on an investment property… Not so much! Realtor.com did analysis and a ranking of the top Markets for Investors and the results were extremely surprising. 

The Realtor.com article mentions that investor markets each offer investors a unique combination of advantages, but in general, these are affordable markets that see considerable buyer demand and low rental vacancy rates.
Take a guess at what the top market for investors is in the country?
Was Dayton, Ohio on your list? If so then you are a genius. If not, then I can’t blame you. I am not too embarrassed to say that I had to look up where Dayton Ohio was. It is located about an hour from both Columbus and Cincinnati.
Dayton is a mid sized city in Southwestern Ohio that sports a low median home price of $239,000.
The rental vacancy rate in Dayton was just 4.7% in the first two quarters of 2024 which is lower than the national average of 6.6%. And because of these favorable market conditions, investors makeup 13.7% of buyers in the first quarter of 2024 in Dayton.
The top 10 markets for investors are Dayton, Ohio, Rochester, New York in the number two slot, then Cleveland Ohio and Pittsburgh, Pennsylvania in the third and fourth positions. Followed by Knoxville Tennessee, Albany New York and New Haven Connecticut in the fifth, sixth and seventh spots.
New Haven Connecticut. That one surprised me! To finish out the rankings we had Buffalo New York in spot 8 and Grand Rapids, Michigan and Columbus Ohio in the ninth and tenth places.
So what is next for Dayton? Prices are going to rise. It will most likely fall off its top spot. With its combination of affordable housing, increasing demand and low vacancy rates.
Mike Wall, owner of EZ Sell Homebuyers, a We Buy Houses Dayton OH company has been seeing home prices go up steadily as more and more people look to buy. He specializes in working with people who need to sell my home fast as he is a property flipper who buys homes that are in need of repairs.
An issue that Dayton is beginning to see is that big investors are quickly buying up homes. This isn’t just making asset prices rise, but also increasing rental prices in the area as well.
Investors will talk in the term of Cap Rates when analyzing different real estate opportunities. So what is a Cap Rate? The Capitalization rate, or cap rate is a metric used in real estate to estimate the potential return on an investment property. It’s calculated by dividing the property’s annual net operating income by its current market value or purchase price.
Generally speaking a property with a higher cap rate will carry a better return, but that better return comes at the cost of higher risk. In other words an area like Dayton Ohio would have a much higher cap rate then an investment in Boston. The Dayton, Ohio investment will offer investors a much higher cash flow return, but will be a more risky investment in that investors portfolio.
When it comes to investments, it’s important to remember that there is no right or wrong return. It’s just the return and the investment objectives that you are trying to achieve. An older more risk averse investor would most likely look for an investment in an area like Boston that offers a very stable return. An investor who is willing to take on a more risky investment in return for a higher operating return would be looking in areas like Dayton.
To put this in a local perspective. The Back Bay neighborhood will carry a lower cap rate than an investment in Roxbury. The Roxbury investment will provide the investor with a higher operating return.
Do not hesitate reaching out should you have any questions or are thinking about investing in the Massachusetts market or really any market throughout the country. Let’s talk about your objectives and come up with a strategy in order to achieve those objectives.

#investor #market #isnt #Massachusetts..
Jeffrey Chubb
2024-10-25 12:26:00 https://bostonrealestateinvestorsassociation.com/the-best-investor-market-isnt-massachusetts/

Self-Directed IRAs – The Little-Known Secret That Allows Real Estate Investors to Create True Wealth!

Many of America’s 45 million households with IRAs stick with stocks and bonds, but an increasing number are switching to real estate, hoping for more lucrative returns. Investors have always been allowed to hold real estate in IRAs. Yet few people seemed to know they could, and financial institutions had little profit incentive to recommend something other than stocks or mutual funds.

Investors have been rethinking their strategies as the increase in home values surpasses returns on Wall Street. If you are a seasoned real estate investor or you’re just looking to diversify your retirement portfolio, the combination of real estate and your IRA can be very powerful and lucrative. If you have substantial assets in your IRA and if you take the next few minutes to master the guidelines, you can utilize the stash of money in your IRA to compound your wealth at a much faster rate.

Seven Things Every Real Estate Investor MUST Know about Investing in Real Estate with a Self-Directed IRA

1) Your IRA Cannot Purchase Property Owned by You or a Disqualified Person: “Can my IRA purchase a property that I own?” The answer is always no.

IRS regulations don’t allow transactions considered “self-dealing,” and they don’t allow your self-directed IRA to buy property from or sell the property to any disqualified person, including yourself.

2) You Cannot Have “Indirect Benefits” from Property Owned by Your Self-Directed IRA: Can your self-directed IRA purchase a vacation home for occasional use? Can you rent office space for yourself in a building that your self-directed IRA owns?

No. The purpose of the IRA is to provide for your retirement at some future date. It’s not intended to benefit you (or any other disqualified person) today. If your IRA engages in a transaction that, in some way, benefits you or a disqualified person, this is considered an “indirect benefit.”

3) Real Estate IRA Investments Are Uniquely Titled: You and your IRA are two separate entities. The investment needs to be titled in the name of your IRA, not in your name.

4) Real Estate in an IRA Can be Purchased without 100% Funding from Your IRA: You can purchase property in more ways than just an outright purchase of the full amount from your account. These other options include using undivided interest and partnering with others.

5) IRA Investments that Use Financing Must Pay UBIT: Your self-directed IRA can purchase real estate using financing as long as the loan is non-recourse. If you do use financing, unrelated business income tax (UBIT) is due.

6) Real Estate IRA Expenses Must Be Paid from Your IRA: All expenses related to property owned by your self-directed IRA (maintenance, improvements, property taxes, condo association fees, general bills, etc.) must be paid from your IRA.

7) Real Estate IRA Income Must Return to Your IRA: All income generated by property owned by your self-directed IRA must be paid into your IRA

Fees Associated with an SDIRA

Fees will vary from custodian to custodian, but they are usually workable for the investor. Many range from $50 for the setup fee to fixed amounts depending on the amount in your portfolio. For example, a portfolio of less than $100,000 could mean just $360 in fees. There are many well known, reputable custodians such as Equity Trust, Securities Trust, and Pensco Trust. Be sure to do your homework and research each company first.

Here’s a recent question I’ve recently received about Roth IRAs:

QUESTION:“Let’s imagine the following scenario: you come across a person who wants to sell his retail store. Let’s say he sells widgets. So, my SD-Roth IRA buys the LLC (Widgets, LLC). I know that in this type of setup, I cannot run the business, so I hired the current store manager to be the required 3rd party manager. Widgets, LLC, makes $1000 in gross sales. $500 for rent -$300 for payroll -$100 for utilities, inventory, etc. That leaves $100, which the manager then sends to the SD-Roth IRA. In this scenario, would that mean that the LLC itself shows 0 profit, and at the end of the year, is only liable for the $800 annual fee and payroll taxes on the one employee/manager? Or am I missing something?”

MY ANSWER:UBIT (Unrelated Business Taxable Income) applies even in a ROTH IRA. The governing factor is that the IRA is now engaged in a business that does not fit with its tax-exempt purpose. A 35% rate, so this needs to be planned carefully. I address many of these issues in my Wealth Building Plan. Make sure you are getting the best tax advice. Let me evaluate your financial and tax situation, then develop a customized tax strategy just for you. Together, we will come up with a strategic plan designed to answer your questions as you build your own customized wealth-building plan.

I address many of these issues in my Wealth Building Plan. Make sure you are getting the best tax advice. Let me evaluate your financial and tax situation, then develop a customized tax strategy just for you. Together, we will come up with a strategic plan designed to answer your questions as you build your own customized wealth-building plan. You can get more information at Wealth Building Plan. https://bostonrealestateinvestorsassociation.com/all-about-self-directed-iras/

- Foreclosure University

Product Name:

Your Online Real Estate Investing Resource

From: Jarad Severe, Foreclosure University
🏚️ How to Build Wealth with Foreclosures — Why Now is the Golden Moment
By Boston REIA — June 27, 2025
If you’ve ever wondered whether real estate investing is still the fastest way to build wealth in America, here’s the short answer: Yes — if you know what you’re doing.
Right now, there’s an overlooked corner of the real estate market creating life-changing profits for smart investors: foreclosures.
In this guide, you’ll learn why foreclosures can be so profitable, why this window won’t stay open forever, and how to shortcut the learning curve to get started safely and smartly — without spending years figuring it out the hard way.

📉 Why Foreclosures Create Massive Opportunity
When the economy tightens, foreclosures surge. We’ve seen it before — and we’re seeing it again now.
Tens of thousands of homeowners are falling behind on payments due to job losses, inflation, and rising interest rates. Banks don’t want to own houses — they want their money back. This creates one of the greatest “wealth shifts” we’ve seen in over a decade:✅ Motivated sellers.✅ Below-market properties.✅ Incredible margins if you know how to buy right.
But here’s the uncomfortable truth: Most new investors miss out. They get stuck on the sidelines, overwhelmed by paperwork, scared of making a mistake, or frozen by “analysis paralysis.”

📚 What Seasoned Investors Do Differently
The best investors aren’t lucky. They just have a proven system — and they follow it.
They know exactly:

How to find foreclosure deals (before the next guy)

How to negotiate with lenders and owners

How to analyze profit and risk

How to close with confidence

They don’t reinvent the wheel. They don’t guess. They don’t waste years making costly rookie mistakes.

⏳ Why This Window Won’t Stay Open Forever
According to Foreclosure University’s founder Jarad Severe, the current surge in distressed properties is a once-in-a-decade opportunity — a perfect storm of high rates, economic stress, and motivated sellers.
But it won’t last forever.
Banks are tightening up. Hedge funds are snapping up bulk deals. And prices can shift fast when inventory gets scooped up.
If you wait too long, this door closes. The big money always moves early.

⚡ How to Shorten the Learning Curve
Nobody wants to lose money on their first deal. That’s why the right education can mean the difference between your first profitable flip and your first expensive lesson.
Jarad Severe’s Building Wealth with Foreclosures program is designed for exactly this:👉 Showing you where to find profitable deals👉 How to negotiate directly with banks👉 How to handle the paperwork, legal traps, and title issues👉 How to exit each deal with maximum profit
It’s the same information he’s taught live for years — but streamlined into a home-study course that cuts years off the typical rookie’s learning curve.

🎯 Who This Is Not For
Foreclosure investing isn’t for everyone. It’s not a “get rich with no effort” scheme.
If you’re looking for instant money with no work, don’t bother. But if you’re serious about building real, repeatable wealth and you’re willing to learn and act — the rewards can be life-changing.

💡 Is This the Right Time for You?
Here’s the truth: You’re not the only one thinking about it. But most people will watch from the sidelines — and a few will jump in and collect the profits.
Which one do you want to be?
If you’re ready to get practical, proven foreclosure training (without paying $10,000 for a weekend seminar), this could be your smartest next step.

✅ Next Steps: How to Get Started
Jarad Severe’s Building Wealth with Foreclosures is backed by a full money-back guarantee — so you can learn the same steps seasoned investors use with zero risk.
Inside, you’ll get:

Proven templates and contracts (no lawyer needed)

Step-by-step checklists for each stage

Insider negotiation tactics

Audio lessons so you can learn on the go

Real case studies from actual deals

And if you’re reading this now — it’s available at the lowest price it’s ever been.

🕒 Don’t Wait for the Door to Close
The next few months could define your financial future for decades. Learn how to flip the current foreclosure wave into real wealth — for you and your family.
Click here to get - Foreclosure University at discounted price while it's still available...

All orders are protected by SSL encryption – the highest industry standard for online security from trusted vendors.

- Foreclosure University is backed with a 60 Day No Questions Asked Money Back Guarantee. If within the first 60 days of receipt you are not satisfied, simply request a refund by sending an email to the address given inside the product and we will immediately refund your entire purchase price, with no questions asked. https://bostonrealestateinvestorsassociation.com/foreclosure-university/

Investing Travels is a concept that blends the pursuit of financial growth with the experiences of travel. It's not a single, defined entity, but rather a perspective that encourages individuals to explore the world while also seeking opportunities to invest and potentially generate income. This can encompass various strategies, such as living and working in different countries, investing in international real estate, or even finding ways to monetize travel experiences. The core idea is to combine the freedom and enrichment of travel with the financial security and opportunities that investing can provide.

Here's a breakdown of how "investing travels" can be understood: 

• Financial Independence Through Travel: Some individuals use travel as a catalyst for financial growth, viewing it as a means to explore new markets, learn new skills, or even find remote work opportunities that allow them to live and work from anywhere in the world.

• International Investment: This involves actively seeking investment opportunities in foreign countries, whether it's real estate, businesses, or other ventures. This approach requires research, due diligence, and a willingness to navigate different legal and economic landscapes.

• Travel as an Investment: The concept can also be applied to the idea of travel itself as an investment in personal growth, education, and cultural understanding. Experiences gained through travel can broaden perspectives, enhance creativity, and lead to valuable skills and connections.

• Monetizing Travel: Some individuals aim to generate income while traveling by leveraging platforms like blogging, vlogging, or social media. This can involve creating content about their travel experiences, offering travel-related services, or even finding ways to collaborate with brands.

• Location Independent Lifestyle: Investing Travels can be a lifestyle choice for those who seek to break free from traditional employment and create a life that combines work and travel. This often involves building an online business or finding remote work opportunities that allow for flexibility and mobility.

Essentially, Investing Travels is a mindset that encourages individuals to think creatively about how they can combine their passion for travel with the pursuit of financial well-being.

We look forward to your patronage

Don’t want to deal with crowded airports, delayed flights, or rigid airline schedules?If you're planning a luxury getaway, group trip, or honeymoon, flying private may be more affordable (and bookable!) than you think.

🥇 Top Pick: Fly XO – The Best Private Jet for Couples and Groups

Why we love it: Transparent pricing, real-time availability, and easy app booking.✔ Shared or private flights✔ Empty leg deals (up to 75% off)✔ Loyalty rewards and referral bonuses

👉 Check Fly XO’s Current Offers

✈️ Private Jet Travel Isn’t Just for Billionaires Anymore

The rise of private jet charter apps and on-demand booking platforms means you can now reserve an entire jet—or a seat on one—just like calling an Uber.

Whether you're celebrating something big or just want total control over your itinerary, private aviation gives you:

- Zero lines or TSA

- Pet-friendly travel

- Tailored flight schedules

- Access to smaller, closer airports

💸 How Much Does a Private Jet Cost in 2025?

Average private jet charter cost:

- Light jet (4–6 passengers): $2,000–$3,500/hour

- Midsize jet (6–8 passengers): $4,000–$6,000/hour

- Heavy jet (10+ passengers): $7,000–$10,000+/hour

✔ Use this handy Private Jet Cost Calculator to get a custom quote.

🧳 Who Should Fly Private?

Travel StyleIdeal Jet OptionWhy It WorksCouplesLight jet via Fly XOIntimate, stylish, and affordable for 2FamiliesMidsize jet via JettlyGreat for private family getawaysGroups (6+)Heavy jet via PrivateFlyBest per-person pricing + group comfortHoneymoonersEmpty leg flightsSave money + luxe vibesCorporate TravelersJet cards / membershipsPredictable pricing + executive perks

📱 Best Private Jet Apps & Booking Platforms (With Affiliate Perks)

1. Fly XO

Best for: Private couples’ getaways + empty leg deals✅ Instant quotes✅ Mobile app booking✅ Referral and rewards program

2. Jettly

Best for: Frequent travelers and remote workers✅ Jet memberships✅ Concierge services✅ Corporate packages available

3. PrivateFly

Best for: International routes and large groups✅ Worldwide coverage✅ Flight comparison engine✅ Transparent pricing

🧠 Pro Tips to Book Smart

💡 Book empty legs to save up to 75% off💡 Split the cost with friends or colleagues for per-person savings💡 Use loyalty rewards on Fly XO or Jettly to save on future flights💡 Check flight routes that use smaller airports to avoid extra fees

🎯 Summary: What’s the Best Private Jet for You?

- Quick weekend escape with your partner? Book Fly XO

- Bringing the whole crew? Compare heavy jets on PrivateFly

- Want full concierge support? Try Jettly Membership

👉 Ready to fly private without the price shock?Get a private jet quote now and take your travels to new heights.

🔧 Our Gear

Vlogging Setup:

- Vlogging Camera

- Lens

- Vlogging Microphone

- Tripod

Drone & Tech Picks:

- DJI Mavic 3 Pro – Best Overall Drone

- Universal Travel Adapter

My Workflow & Tools:

- Davinci Resolve Studio

- Apple Mac Studio

- Logitech MX Mouse

To make your travel arrangements more affordable, I recommend booking cheap airfare through the link provided. Additionally, if you need a rental car during your stay, you can find affordable options through the suggested rental car service.

When it comes to accommodations, I suggest booking your hotel through the provided link to secure the best rates. And for discounted attraction tickets, make sure to use the link for cheap attraction tickets that I have included.

In addition to travel content, I also enjoy reading and have compiled a list of book recommendations. These titles cover a range of topics, including personal development, geography, and habits. They are worth checking out if you're looking for some stimulating reading material.

To ensure a comfortable and organized travel experience, I recommend investing in a reliable backpack, travel yoga mat, and hiking boots. These essentials will enhance your overall travel experience and help you travel with ease. Check out our online shop for the best travel products.

For those interested in learning other languages, such as Spanish or French, I have also included book recommendations that have helped me in my language learning journey.